3117 Ayres Ct, Waldorf, MD 20603 Property Records

Charles County property record for 3117 Ayres Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,300 sqft · built 1998
Lot Size	0.295 acres (12,864 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Aug 2010)
Tax Bill	$13,436 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-270387`

Property Details

APN / Parcel Number

Primary APN	`06-270387`
Alternative APNs	`6270387` `270387`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,300 sqft Living Area
Gross Area	3,828 sqft
1st Floor Area	1,200 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,864 sqft (0.295 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	270387
Street Address	3117 AYRES CT
City	WALDORF
State	MD
Zip	20603-3775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-4 BLK-A S-1A PLT-2 CHARLES CROSSING SUB
Legal Subdivision	CHARLES CROSSING SUB
Legal Block	A
Legal Lot Number	4
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1003
Census Tract	850710

Owner

3117 Ayres Ct is owned and occupied by an individual who bought it in August 2010.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3117 AYRES CT, WALDORF, MD 20603-3775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU
May 24, 2017	Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 20, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2010 · Amount on File
Deed Sale	Aug 18, 2010 · Amount on File
Prior Sale	Aug 11, 2005 · Amount on File
Deed Document Number	201073810
Deed Book / Page	7211 / 487
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3117 AYRES CT, WALDORF, MD 20603-3775
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12820 WISTERIA DR, DARNESTOWN, MD 20874-2627

Mortgage

Document Number	0127660383
Date	Nov 9, 2022
Book Page	12766/383

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3117 AYRES CT, WALDORF, MD 20603-3775
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098450235
Date	May 24, 2017
Book Page	9845/235

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	CLEVERDALE, NY 12820

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3117 AYRES CT, WALDORF, MD 20603-3775
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120750021
Date	Sep 17, 2021
Book Page	12075/21

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3117 AYRES CT, WALDORF, MD 20603-3775
Document Number	0105910381
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 AYRES CT WALDORF MD 206033775, WALDORF, MD 20603-3775

Mortgage

Document Number	0105910381
Date	Apr 4, 2019
Book Page	010591/000381

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3117 Ayres Ct was $13,436 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,033	$512,100 Land $125,400 Building $386,700
2025	$13,436.00
2023	$5,580.00 Homeowner's exemption	$403,233	$430,900 Land $125,400 Building $305,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3117 Ayres Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3117 Ayres Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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