3117 Austin Ave, Waco, TX 76710 Property Records

McLennan County property record for 3117 Austin Ave, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,940 sqft · built 1931
Lot Size0.334 acres (14,549 sqft)
Owner2 Individual Names on Record
Last Sale$409,640 (Jan 2022)
Tax Bill$5,221 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-025000-007200-4

Property Details

APN / Parcel Number

Primary APN48-025000-007200-4
Alternative APNs
  • 4802500000720040111
  • 178880

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,940 sqft Living Area
1st Floor Area1,940 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area14,549 sqft (0.334 acres)
Lot Dimensions225 ft deep x 65 ft wide
Garage TypeDetached
Garage Area504 sqft
DrivewayConcrete Driveway
Driveway Area1,790 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area168 sqft
Patio Area154 sqft
Storage Building150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3117 AUSTIN AVE
CityWACO
StateTX
Zip76710-7349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionKAREM PARK LOT 9A BLOCK 4 ACRES .334
Legal SubdivisionKAREM PARK
Legal Block4
Legal Lot Number9A
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4009
Census Tract2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3117 AUSTIN AVE, WACO, TX 76710-7349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Vendor's Lien, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 18, 2020Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL NATIONAL BANK
Aug 28, 2019Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL NATIONAL BANK
Nov 6, 2019Loan Modification, Mortgage
CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleApr 27, 2012 · Amount on Record
Deed Document Number20222015
Record UpdatedOct 29, 2026

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 18, 2022
Property Address3117 AUSTIN AVE, WACO, TX 76710-7349
Document Number0000002015
Map ReferenceMB 275 PG 149
Instrument DateJan 14, 2022
Instrument2022002015
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyUS FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16013 TORREY SPRINGS BLVD, 16013, WOODWAY, TX 76712-7000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3117 AUSTIN AVE, WACO, TX 76710-7349

Mortgage

Document Number0000002016
DateJan 18, 2022
Instrument2022002016
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3117 AUSTIN AVE, WACO, TX 76710-7349
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005519
DateFeb 18, 2020
Instrument2020005519
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3117 AUSTIN AVE, WACO, TX 76710-7349
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028963
DateAug 28, 2019
Instrument2019028963
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term47 Months
DueJul 22, 2023

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3117 AUSTIN AVE, WACO, TX 76710-7349
Document Number0000040636
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedDec 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6104 HILL CIR NW FORT PAYNE AL 359678236, FORT PAYNE, AL 35967-8236

Mortgage

Document Number0000040636
DateDec 9, 2019
Instrument40636
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount Recorded
Term12 Months
DueDec 8, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,000 (-22.12%) Land $69,690 Building $184,310$254,000 (-22.12%) Land $69,690 Building $184,310
2025$5,221.00 (-20.95%) Homeowner's exemption$326,144 (-21.93%) Land $63,290 Building $262,854$326,144 (-21.93%) Land $63,290 Building $262,854
2024$6,605.00 (-11.71%)
2023$417,770 Land $63,290 Building $354,480$417,770 Land $63,290 Building $354,480
2022$7,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1991)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 1991 · Severe Thunderstorms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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