Highlands County property record for 3116 Wynstone Ct, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,699 sqft · built 1991 |
| Lot Size | 0.277 acres (12,044 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (May 2021) |
| Tax Bill | $448 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-09-35-28-020-0000-0570 |
| Primary APN | C-09-35-28-020-0000-0570 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,699 sqft Living Area |
| Gross Area | 3,241 sqft |
| 1st Floor Area | 2,559 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,044 sqft (0.277 acres) |
| Lot Dimensions | 145 ft deep x 84 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 232 sqft |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3116 WYNSTONE CT |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3FUD |
| Legal Description | PRAIRIE OAKS PHASE 1 ADD PB 15 PG 87 LOT 57 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | PRAIRIE OAKS PHASE 1 ADD |
| Legal Lot Number | 57 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 961301 |
Source: Highlands County records · APN C-09-35-28-020-0000-0570
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3116 WYNSTONE CT, SEBRING, FL 33875-4766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Dec 02, 2015 · Amount on Record |
| Deed Document Number | 20212036754 |
| Deed Book / Page | 2826 / 1794 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 28, 2021 |
| Property Address | 3116 WYNSTONE CT, SEBRING, FL 33875-4766 |
| Document Number | 0002036754 |
| Book / Page | 2826 / 1794 |
| Map Reference | MB 15 PG 87 |
| Instrument Date | May 26, 2021 |
| Instrument | 2036754 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | OCEAN BLUE TITLE LLC, OCEAN BLUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3116 WYNSTONE CT, 3116, SEBRING, FL 33875-4766 |
| Name | Verified Name |
|---|---|
| Address | 3116 WYNSTONE CT, SEBRING, FL 33875-4766 |
| Document Number | 0028261796 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2826/1796 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3116 WYNSTONE CT, SEBRING, FL 33875-4766 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002027772 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 2814/452 |
| Instrument | 2027772 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Apr 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3116 WYNSTONE CT, SEBRING, FL 33875-4766 |
| Document Number | 0001994007 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3116 WYNSTONE CT SEBRING FL 338754766, SEBRING, FL 33875-4766 |
| Document Number | 0001994007 |
|---|---|
| Date | Aug 05, 2020 |
| Book Page | 002766/000238 |
| Instrument | 1994007 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 04, 2035 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $311,374 (+5.99%) | $369,714 (+7.78%) Land $30,870 Building $338,844 | |
| 2024 | $448.00 (+9.54%) | ||
| 2023 | $409.00 (+4.6%) Disabled Person's exemption Veteran's exemption | $293,785 (+3%) | $343,020 (+20.26%) Land $26,460 Building $316,560 |
| 2022 | $391.00 Disabled Person's exemption Veteran's exemption | $285,228 Land $26,460 Building $258,768 | $285,228 Land $26,460 Building $258,768 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 108 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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