Sumner County property record for 3116 Sumner Dr, Westmoreland, TN 37186
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,816 sqft · built 1925 |
| Lot Size | 0.421 acres (18,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,000 (Jul 2019) |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083044F C 00800 |
| Primary APN | 083044F C 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,482 sqft |
| 1st Floor Area | 1,421 sqft |
| Upper Floors Area | 1,316 sqft |
| Basement Area | 1,421 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,360 sqft (0.421 acres) |
| Lot Dimensions | 216 ft deep x 85.2 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 326 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3116 SUMNER DR |
|---|---|
| City | WESTMORELAND |
| State | TN |
| Zip | 37186-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12, COUNTY AREA: Q01 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20101 |
Source: Sumner County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3116 SUMNER DR, WESTMORELAND, TN 37186-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · USDA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jul 2, 2019 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Dec 5, 2018 | Warranty Deed, Transfer · FHA Mortgage CHRISTENSEN FINANCIAL INC |
| Jul 30, 2018 | Trustee's Deed, Foreclosure · Commercial Mortgage THE FARMERS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Prior Sale | Dec 5, 2018 · Amount on Record |
| Deed Document Number | 20191274065 |
| Deed Book / Page | 4975 / 606 |
| Prior Transfer Date | Nov 18, 2009 |
| Prior Transfer Doc | 0032190359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 3116 SUMNER DR, WESTMORELAND, TN 37186-2201 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0056770296 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 5677/296 |
| Instrument | 1376408 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 2, 2019 |
| Property Address | 3116 SUMNER DR, WESTMORELAND, TN 37186-2201 |
| Document Number | 0049750606 |
| Book / Page | 4975 / 606 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 1274065 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | HIGHLAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3116 SUMNER DR, WESTMORELAND, TN 37186-2201 |
| Document Number | 4975608 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 4975/608 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Dec 5, 2018 |
| Property Address | 3116 SUMNER DR, WESTMORELAND, TN 37186-2201 |
| Document Number | 0048590317 |
| Book / Page | 4859 / 317 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 1253321 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | TITLE ESCROW OF ROBERTSON CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3116 SUMNER DR, WESTMORELAND, TN 37186-2201 |
| Document Number | 1253322 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 1253322 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 30, 2018 |
| Property Address | 3116 SUMNER DR, WESTMORELAND, TN 37186-2201 |
| Document Number | 0047860022 |
| Book / Page | 4786 / 022 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 1240303 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 PUBLIC SQ, GALLATIN, TN 37066-2839 |
| Document Number | 0047860025 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 4786/025 |
| Instrument | 1240304 |
| Name | THE FARMERS BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, TN 37148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 27, 2019 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Westmoreland Town |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $769.00 (-44.8%) | $54,125 (+31.53%) Land $12,500 Building $41,625 | |
| 2024 | $216,500 (+31.53%) Land $50,000 Building $166,500 | ||
| 2023 | $1,393.00 (-0.29%) | $41,150 (-) Land $7,650 Building $33,500 | |
| 2022 | $1,397.00 | $41,150 Land $7,650 Building $33,500 | |
| 2021 | $164,600 Land $30,600 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMORELAND WATER SYSTEM serves 6,330 people · EPA ID TN0000738 |
|---|---|
| Water Source | Purchased surface water from GALLATIN WATER DEPARTMENT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| North Central Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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