3116 Spruce St, Royse City, TX 75189 Property Records

Hunt County property record for 3116 Spruce St, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	2,349 sqft · built 2006
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$264,300 (Nov 2021)
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-00N0-0060-93`

Property Details

APN / Parcel Number

Primary APN	`5661-00N0-0060-93`
Alternative APNs	`R206346` `206346`

Interior

Stories	2 Stories
Building Area	2,349 sqft Living Area
1st Floor Area	1,367 sqft
2nd Floor Area	983 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,200 sqft (0.165 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	3116 SPRUCE ST
City	ROYSE CITY
State	TX
Zip	75189-6223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S5661 WOODLAND CREEK PH 2 BLK N LOT 6 ACRES .1653
Legal Subdivision	WOODLAND CREEK PH 2
Legal Tract	6
Legal Block	N
Legal Lot Number	6
Jurisdiction	HUNT TX
Township / Civil Division	QUINLAN
Census Block Group	2
Census Block	2024
Census Tract	961502

Owner

3116 Spruce St is owned and occupied by two individuals who bought it in November 2021.

Source: Hunt County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3116 SPRUCE ST, ROYSE CITY, TX 75189-6223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Nov 8, 2021	Vendor's Lien, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Dec 30, 2019 · Amount on File
Deed Document Number	202124913
Prior Transfer Date	Nov 5, 2021
Prior Transfer Doc	0000024913
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Sep 30, 2026
Property Address	3116 SPRUCE ST, ROYSE CITY, TX 75189-6223
Document Number	0000018590
Instrument Date	Sep 22, 2026
Instrument	202618590
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 SPRUCE ST, ROYSE CITY, TX 75189-6223

Mortgage

Document Number	0000018590,
Date	Sep 30, 2026
Instrument	202618590

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 19, 2046

Interest

Max Rate	-1%

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Nov 8, 2021
Property Address	3116 SPRUCE ST, ROYSE CITY, TX 75189-6223
Document Number	0000024913
Map Reference	VOL 400 PG 2001
Instrument Date	Nov 5, 2021
Instrument	2021-24913
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 SPRUCE ST, ROYSE CITY, TX 75189-6244

Mortgage

Document Number	0000024914
Date	Nov 8, 2021
Instrument	2021-24914

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 30, 2019
Property Address	3116 SPRUCE ST, ROYSE CITY, TX 75189-6223
Document Number	0000019493
Instrument Date	Dec 26, 2019
Instrument	2019-19493
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 SPRUCE ST, ROYSE CITY, TX 75189-6223

Mortgage

Document Number	0000019494
Date	Dec 30, 2019
Instrument	2019-19494

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3116 Spruce St was $5,280 with a homeowner's exemption, up 191.6% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,280.00 (+191.55%) Homeowner's exemption	$296,490 Land $47,300 Building $249,190	$296,490 Land $47,300 Building $249,190
2024	$1,811.00
2023		$342,990 Land $47,300 Building $295,690	$342,990 Land $47,300 Building $295,690
2018	$1,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3116 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2001–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3116 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless · Fiber in parts of the area	500 / 60
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: Spectrum.

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