McLennan County property record for 3116 Silver Saddle Dr, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 2012 |
| Lot Size | 0.138 acres (6,020 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-083101-000364-0 |
| Primary APN | 36-083101-000364-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,656 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 6,020 sqft (0.138 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 123 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3116 SILVER SADDLE DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-6526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SURREY VILLAGE PH TWO LOT 64 BLOCK 3 ACRES .1382 |
| Legal Subdivision | SURREY VILLAGE PH TWO |
| Legal Block | 3 |
| Legal Lot Number | 64 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 3703 |
3116 Silver Saddle Dr, a single family home, is owned by a company.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 759, HEWITT, TX 76643-0759 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 3, 2018 |
| Property Address | 3116 SILVER SADDLE DR, WACO, TX 76706-6526 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 10459 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000010459 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 10459 |
| Name | NATIONAL UNITED |
|---|---|
| Address | PO BOX 779, GATESVILLE, TX 76528-0779 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 2, 2023 |
The 2025 property tax bill for 3116 Silver Saddle Dr was $4,286, up 6.5% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Robinson City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,080 (-8%) Land $34,856 Building $171,224 | $206,080 (-8%) Land $34,856 Building $171,224 | |
| 2025 | $4,286.00 (+6.46%) | $224,000 Land $31,670 Building $192,330 | $224,000 Land $31,670 Building $192,330 |
| 2024 | $4,026.00 | ||
| 2023 | $233,600 Land $31,670 Building $201,930 | $233,600 Land $31,670 Building $201,930 | |
| 2022 | $4,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3116 Silver Saddle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3116 Silver Saddle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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