3116 Silhouette Dr, Laredo, TX 78045 Property Records

Webb County property record for 3116 Silhouette Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,659 sqft · built 2006
Lot Size	0.155 acres (6,767 sqft)
Owner	2 Individual Names on File
Last Sale	$299,970 (Jul 2026)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989-56007-020`

Property Details

APN / Parcel Number

Primary APN	`989-56007-020`
Alternative APN	`319730`

Interior

Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,039 sqft
1st Floor Area	1,659 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,767 sqft (0.155 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	487 sqft

Location & Zoning

Street Address	3116 SILHOUETTE DR
City	LAREDO
State	TX
Zip	78045-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SAN ISIDRO - LAS BUGANVILLAS, BLOCK 7, LOT 2, UNIT III
Legal Subdivision	SAN ISIDRO - LAS BUGANVILLAS
Legal Block	7
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1005
Census Tract	1727

Owner

3116 Silhouette Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3116 SILHOUETTE DR, LAREDO, TX 78045-8651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer · VA Mortgage AMERIS BANK
Jul 29, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 25, 2017	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL
Sep 21, 2021	Warranty Deed, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Sep 21, 2021
Deed Document Number	20261593167
Deed Book / Page	6076 / 246
Prior Transfer Date	Nov 26, 2014
Prior Transfer Doc	3712/081
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jul 17, 2026
Property Address	3116 SILHOUETTE DR, LAREDO, TX 78045-8651
Document Number	0001593167
Book / Page	6076 / 246
Instrument Date	Jul 15, 2026
Instrument	20261593167
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 SILHOUETTE DR, LAREDO, TX 78045-8651

Mortgage

Document Number	0001593167,
Date	Jul 17, 2026
Book Page	6076/254
Instrument	20261593167

Lender

Name	AMERIS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 29, 2022
Property Address	3116 SILHOUETTE DR, LAREDO, TX 78045-8651
Document Number	005321/154
Book / Page	5321 / 154
Map Reference	VOL 25 PG 40
Instrument Date	Jul 28, 2022
Instrument	1475316
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 SILHOUETTE DR, LAREDO, TX 78045-8651

Mortgage

Document Number	0001475317
Date	Jul 29, 2022
Instrument	1475317

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3116 SILHOUETTE DR, LAREDO, TX 78045-8651
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4225/373
Date	Apr 25, 2017
Book Page	4225/373
Instrument	1295279

Lender

Name	RUTH RUHL
Type	Private Party
Address	12700 PARK CENTRAL DR STE 850, DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Sep 21, 2021
Property Address	3116 SILHOUETTE DR, LAREDO, TX 78045-8651
Document Number	5115/532
Book / Page	5115 / 532
Map Reference	VOL 25 PG 40
Instrument Date	Sep 16, 2021
Instrument	1442832
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 SILHOUETTE DR, LAREDO, TX 78045-8651

Tax Assessment & Valuation

The 2025 property tax bill for 3116 Silhouette Dr was $1,468, down 16% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,411 (-0.59%) Land $93,588 Building $194,823	$288,411 (-0.59%) Land $93,588 Building $194,823
2025	$1,468.00 (-16.02%)	$290,132 Land $93,588 Building $196,544	$290,132 Land $93,588 Building $196,544
2024	$1,748.00
2023		$245,747 Land $87,971 Building $157,776	$245,747 Land $87,971 Building $157,776
2022	$1,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3116 Silhouette Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3116 Silhouette Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

Nearby Properties on Silhouette Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures