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3116 Rosco, Laredo, TX 78045 Property Records

Webb County property record for 3116 Rosco, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,742 sqft · built 2010
Lot Size0.153 acres (6,691 sqft)
Owner2 Individual Names on File
Tax Bill$1,771 (2024)
Deeds & MortgagesFeb 2020 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN985-14004-220

Property Details

APN / Parcel Number

Primary APN985-14004-220
Alternative APN
  • 437682

Interior

Stories1 Story
Building Area1,742 sqft Living Area
Gross Area2,142 sqft
1st Floor Area1,742 sqft

Exterior

Year BuiltBuilt 2010
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,691 sqft (0.153 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area190 sqft

Location & Zoning

Account Number437682
Old Parcel Number98514004220
Street Address3116 ROSCO
CityLAREDO
StateTX
Zip78045-8950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHILOH CROSSING, BLOCK 4, LOT 22, PHASE 3
Legal SubdivisionSHILOH CROSSING
Legal Phase3
Legal Block4
Legal Lot Number22
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2004
Census Tract1725

Owner

Source: Webb County records · APN 985-14004-220

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3116 ROSCO, LAREDO, TX 78045-8950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LENDING CORP
Apr 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LENDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2010
Deed SaleJun 28, 2010
Deed Document Number1074634
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3116 ROSCO, LAREDO, TX 78045-8950
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004743/545
DateFeb 21, 2020
Book Page4743/545
Instrument1385383
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3116 ROSCO, LAREDO, TX 78045-8950
Transaction TypeMortgage
Record UpdatedMar 01, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004992/97
DateApr 06, 2021
Book Page4992/97
Instrument1423924
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$306,101 (+18.74%) Land $92,537 Building $213,564$306,101 (+18.74%) Land $92,537 Building $213,564
2024$1,771.00 (+12.02%)
2023$257,798 Land $77,616 Building $180,182$257,798 Land $77,616 Building $180,182
2022$1,581.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 429 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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