Union County property record for 3116 Michelle Dr, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,921 sqft · built 1986 |
| Lot Size | 1.22 acres (53,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Aug 2013) |
| Tax Bill | $4,134 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-117-184 |
| Primary APN | 06-117-184 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,921 sqft Living Area |
| Gross Area | 4,710 sqft |
| 1st Floor Area | 1,938 sqft |
| Basement Area | 114 sqft |
| Unfinished Basement | 114 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 53,230 sqft (1.22 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 354 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3116 MICHELLE DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #26 PROVIDENCE WOODS PH II |
| Legal Subdivision | PROVIDENCE WOODS |
| Legal Tract | 26 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21019 |
3116 Michelle Dr is owned and occupied by two individuals who bought it in August 2013.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3116 MICHELLE DR, MATTHEWS, NC 28104-9381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2013 · Amount on File |
| Deed Sale | Aug 20, 2013 · Amount on File |
| Prior Sale | Sep 2, 1998 · Amount on File |
| Deed Document Number | 201329127 |
| Deed Book / Page | 6079 / 882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3116 MICHELLE DR, MATTHEWS, NC 28104-9381 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007788181 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 7788/181 |
| Instrument | 33533 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 7, 2050 |
The 2025 property tax bill for 3116 Michelle Dr was $4,134.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $827,500 (-) Land $140,600 Building $686,900 | $827,500 (-) Land $140,600 Building $686,900 | |
| 2025 | $4,134.00 | $827,500 Land $140,600 Building $686,900 | $827,500 Land $140,600 Building $686,900 |
| 2023 | $3,393.00 | $536,100 Land $89,500 Building $446,600 | $536,100 Land $89,500 Building $446,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3116 Michelle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3116 Michelle Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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