St. Johns County property record for 3116 Harbor Dr, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,529 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2021) |
| Tax Bill | $5,381.00 (2025) |
| Primary APN | 149191-0116 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,529 sqft Living Area |
| 1st Floor Area | 1,529 sqft 1st Floor |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Street Address | 3116 HARBOR DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2197 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (OR605/128) CAMACHEE ISLAND I CONDO UNIT 116 OR5258/946 & 5882/1889 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | CAMACHEE ISLAND I |
| Legal Block | 1 |
| Legal Lot Number | 116 |
| Legal Unit | 116 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 149191-0116
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3116 HARBOR DR, SAINT AUGUSTINE, FL 32084-2197 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 08, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 06, 2021 | Warranty Deed, Transfer COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Oct 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BBVA USA |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional with PMI COMPASS FED'L S&L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2021 · Amount on Record |
| Deed Sale | May 06, 2021 · Amount on Record |
| Prior Sale | Jun 06, 2007 · Amount on Record |
| Deed Document Number | 202151146 |
| Deed Book / Page | 5258 / 946 |
| Last Transfer Date | Jan 08, 2024 |
| Transfer Doc | 0058821889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 08, 2024 |
| Property Address | 3116 HARBOR DR, SAINT AUGUSTINE, FL 32084-2197 |
| Document Number | 0058821889 |
| Book / Page | 5882 / 1889 |
| Map Reference | MB 605 PG 128 |
| Instrument Date | Jan 08, 2024 |
| Instrument | 2024001726 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3116 HARBOR DR, SAINT AUGUSTINE, FL 32084-2197 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3116 HARBOR DR, SAINT AUGUSTINE, FL 32084-2197 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 06, 2021 |
| Property Address | 3116 HARBOR DR, SAINT AUGUSTINE, FL 32084-2197 |
| Document Number | 0052580946 |
| Book / Page | 5258 / 946 |
| Map Reference | MB 605 PG 128 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021051146 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 629 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515 |
| Name | Verified Name |
|---|---|
| Address | 3116 HARBOR DR, SAINT AUGUSTINE, FL 32084-2197 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3116 HARBOR DR, SAINT AUGUSTINE, FL 32084-2197 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048150798 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 4815/0798 |
| Instrument | 2019077654 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 03, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3116 HARBOR DR, SAINT AUGUSTINE, FL 32084-2197 |
| Document Number | 0045411545 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3116 HARBOR DR ST AUGUSTINE FL 320842197, ST AUGUSTINE, FL 32084-2197 |
| Document Number | 0045411545 |
|---|---|
| Date | May 03, 2018 |
| Book Page | 004541/001545 |
| Instrument | 30445 |
| Name | COMPASS FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,456 (+2.7%) Building $448,456 | $522,440 (-) Building $522,440 | |
| 2025 | $5,381.00 (+10.97%) Homeowner's exemption | $436,666 (+5.99%) | $522,440 (-) |
| 2024 | $4,849.00 (+2.06%) | ||
| 2023 | $4,751.00 (+2.46%) Homeowner's exemption | $412,000 (+3%) | $522,440 (+30.61%) |
| 2022 | $4,637.00 Homeowner's exemption | $400,000 | $400,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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