3116 Grace Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 3116 Grace Rd, Sparrows Point, MD 21219 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 816 sqft · built 1940
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Nov 2023)
Tax Bill$2,393 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Nov 2023 Sale & Mortgage
+ 2 more
APN15-1507581360

Property Details

APN / Parcel Number

Primary APN15-1507581360
Alternative APN
  • 1507581360

Interior

Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1507581360
Street Address3116 GRACE RD
CitySPARROWS POINT
StateMD
Zip21219-1111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 23,24 LYNCH POINT
Legal SubdivisionLYNCH POINT
Legal BlockE
Legal Lot Number23
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1012
Census Tract452000

Owner

Source: Baltimore County records · APN 15-1507581360

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3116 GRACE RD, SPARROWS POINT, MD 21219-1111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS BANK AND TRUST COMPANY
Nov 17, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
SANDY SPRING BANK
Jun 29, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
ATLANTIC FINANCING LLC
May 08, 2023Deed, Transfer · Stand-Alone First Mortgage
ATLANTIC FINANCING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Prior SaleMay 08, 2023 · Amount on Record
Deed Book / Page48558 / 184
Prior Transfer DateNov 30, 2005
Prior Transfer Doc0230490307
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Recording DateJul 23, 2026
Property Address3116 GRACE RD, SPARROWS POINT, MD 21219-1111
Document Number5154000500
Book / Page51545 / 500
Instrument DateJul 03, 2026
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 GRACE RD, SPARROWS POINT, MD 21219-1111

Mortgage

Document Number5154000500,
DateJul 23, 2026
Book Page51545/500
Lender
NameMANUFACTURERS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

November 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateNov 17, 2023
Property Address3116 GRACE RD, SPARROWS POINT, MD 21219-1111
Document Number0485580184
Book / Page48558 / 184
Map ReferenceLB 34207 FO 250
Instrument DateOct 13, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 07, 2023
Title CompanyTEAM TITLE AND ESCROW, DREAM TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3116 GRACE RD, SPARROWS POINT, MD 21219-1111

Mortgage

Document Number0485580190
DateNov 17, 2023
Instrument48558-0190
Lender
NameSANDY SPRING BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3116 GRACE RD, SPARROWS POINT, MD 21219-1111
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyDREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0481880010
DateJun 29, 2023
Book Page48188/10
Lender
NameATLANTIC FINANCING LLC
AddressREISTERSTOWN, MD 21136
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMay 08, 2023
Property Address3116 GRACE RD, SPARROWS POINT, MD 21219-1111
Document Number0480300223
Book / Page48030 / 223
Map ReferenceMB WPC8 FO 38
Instrument DateMar 27, 2023
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyDREAM TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 16638, BALTIMORE, MD 21221-0638

Mortgage

Document Number0480300229
DateMay 08, 2023
Instrument48030-0229
Lender
NameATLANTIC FINANCING LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term11 Months
DueApr 01, 2024

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$167,100 (+16.12%)$178,700 (+24.18%) Land $75,700 Building $103,000
2024$2,393.00 (-13.39%)
2023$2,763.00$143,900 Land $73,500 Building $70,400$143,900 Land $73,500 Building $70,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054520001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 98 individual NFIP policies nearby
Nearby Flood Policies98 in force
Nearby Flood Claims229 (1978–2024)
Claims Outside the SFHA11 of 229
Most Recent ClaimAug 2024, river or lake flooding
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 110 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 448 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
Believe WirelessFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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