3116 E Ragusa St, Meridian, ID 83642 Property Records

Ada County property record for 3116 E Ragusa St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,608 sqft · built 2008
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$574,400 (Nov 2021)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R5680300280`

Property Details

APN / Parcel Number

Primary APN	`R5680300280`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,608 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	1,164 sqft
Upper Floors Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.133 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3116 E RAGUSA ST
City	MERIDIAN
State	ID
Zip	83642-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 02 BLK 02 MESSINA MEADOWS SUB NO 01
Legal Range	01E
Legal Township	03N
Legal Section	29
Legal Subdivision	MESSINA MEADOWS SUB NO 01
Legal Block	02
Legal Lot Number	02
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3002
Census Tract	10341

Owner

3116 E Ragusa St is owned and occupied by an individual who bought it in November 2021.

Source: Ada County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit CAPITAL EDUCATORS FCU
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL EDUCATORS FCU
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
May 2, 2020	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
Sep 8, 2017	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	2021167984
Prior Transfer Date	Sep 9, 2013
Prior Transfer Doc	0113102910
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098192
Date	Jun 28, 2021
Instrument	2021-098192

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168009
Date	Nov 24, 2021
Instrument	2021-168009

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union
Address	MERIDIAN, ID 83642

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	EMPIRE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057282
Date	Apr 9, 2021
Instrument	2021-057282

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Nov 24, 2021
Property Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422
Document Number	0000167984
Map Reference	MB 97 PG 12176-12183
Instrument Date	Nov 18, 2021
Instrument	2021-167984
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422

Mortgage

Document Number	0000167985
Date	Nov 24, 2021
Instrument	2021-167985

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 14, 2020
Property Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422
Document Number	0000104200
Map Reference	MB 97 PG 12176-12183
Instrument Date	Aug 6, 2020
Instrument	2020-104200
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422

Mortgage

Document Number	0000104201
Date	Aug 14, 2020
Instrument	2020-104201

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422
Document Number	0000054242
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 E RAGUSA ST MERIDIAN ID 836425422, MERIDIAN, ID 83642-5422

Mortgage

Document Number	0000054242
Date	May 8, 2020
Instrument	54242

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 8, 2017
Property Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422
Document Number	0000084769
Map Reference	MB97 PG12176-12183
Instrument Date	Sep 7, 2017
Instrument	2017-084769
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 E RAGUSA ST, MERIDIAN, ID 83642-5422

Mortgage

Document Number	0000084770
Date	Sep 8, 2017
Instrument	2017-084770

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3116 E Ragusa St was $1,818 with a homeowner's exemption, down 8.3% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,500 (+1.7%)	$537,500 (+1.7%)
2025	$1,818.00 (-8.32%) Homeowner's exemption	$528,500	$528,500
2024	$1,983.00
2023		$471,800 Land $165,000 Building $306,800	$471,800 Land $165,000 Building $306,800
2022	$2,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3116 E Ragusa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3116 E Ragusa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable · Fiber in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

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