3116 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 3116 Cole Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1947
Lot Size	0.253 acres (11,016 sqft)
Owner	Individual Name on Record
Last Sale	$51,000 (Sep 2018)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-006000-005100-6`

Property Details

APN / Parcel Number

Primary APN	`48-006000-005100-6`
Alternative APNs	`4800600000510060111` `165534`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1985
Exterior Material	Stone
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	11,016 sqft (0.253 acres)
Lot Dimensions	156 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3116 COLE AVE
City	WACO
State	TX
Zip	76707-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BROOKVIEW HILLS LOT 11 BLOCK C ACRES .2529
Legal Subdivision	BROOKVIEW HILLS
Legal Block	C
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2006
Census Tract	800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4473 OLD DALLAS RD, ELM MOTT, TX 76640-3692
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Prior Sale	Nov 27, 2006
Deed Document Number	201832590
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	0000032590
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 13, 2018
Property Address	3116 COLE AVE, WACO, TX 76707-2535
Document Number	0000032590
Instrument Date	Sep 11, 2018
Instrument	32590
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 LYLE AVE WACO TX 767082771, WACO, TX 76708-2771

Mortgage

Document Number	32591
Date	Sep 13, 2018
Instrument	32591

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (+5.36%) Land $27,981 Building $82,019	$110,000 (-17.97%) Land $27,981 Building $82,019
2025	$2,347.00 (+19.62%)	$104,400 (+2%) Land $25,450 Building $108,650	$134,100 (+54.14%) Land $25,450 Building $108,650
2024	$1,962.00 (+0.62%)
2023		$87,000 Land $22,140 Building $64,860	$87,000 Land $22,140 Building $64,860
2022	$1,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1989–2026)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20