3116 12th Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3116 12th Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1940
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Feb 2021)
Tax Bill	$425 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168B S 002`

Property Details

APN / Parcel Number

Primary APN	`168B S 002`
Alternative APN	`0000108304`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000108304
Street Address	3116 12TH AVE
City	CHATTANOOGA
State	TN
Zip	37407-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 380 BLK 33 E LAKE MISSION RIDGE LD CO PB 2 PG 25
Legal Subdivision	1
Legal Block	33
Legal Lot Number	380
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3023
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3116 12th Ave is owned and occupied by an individual who bought it in February 2021.

Source: Hamilton County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3116 12TH AVE, CHATTANOOGA, TN 37407-1801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Intrafamily Transfer, Transfer
Feb 10, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 10, 2019	Warranty Deed, Transfer · Conventional Mortgage HOUSING & CMNTY DEV DEPT
Jul 18, 2018	Grant Deed, Transfer SOLOMON PARKS TITLE AND ESCROW L
Mar 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Apr 10, 2019 · Amount on File
Deed Document Number	202131
Deed Book / Page	12350 / 171
Prior Transfer Date	Mar 27, 2017
Prior Transfer Doc	0000000055
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Feb 1, 2023
Property Address	3116 12TH AVE, CHATTANOOGA, TN 37407-1801
Document Number	0000000159
Book / Page	13201 / 982
Instrument Date	Feb 1, 2023
Instrument	2023020100159
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 10, 2021
Property Address	3116 12TH AVE, CHATTANOOGA, TN 37407-1801
Document Number	0000000031
Book / Page	12350 / 171
Map Reference	MB 2 PG 25
Instrument Date	Feb 4, 2021
Instrument	2021021000031
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CHATTANOOGA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 12TH AVE, CHATTANOOGA, TN 37407-1801

Mortgage

Document Number	0012350174
Date	Feb 10, 2021
Instrument	12350/174

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 10, 2019
Property Address	3116 12TH AVE, CHATTANOOGA, TN 37407-1801
Document Number	0410000048
Book / Page	011609 / 000949
Instrument Date	Apr 2, 2019
Instrument	190410000048
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	CHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 12H AVE CHATTANOOGA TN 37407, CHATTANOOGA, TN 37407

Mortgage

Document Number	410000050
Date	Apr 10, 2019
Book Page	011609/000971
Instrument	190410000050

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	502 DEADERICK ST, NASHVILLE, TN 37243-0200

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	410000049,
Date	Apr 10, 2019
Book Page	011609/000952
Instrument	190410000049

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 18, 2018
Property Address	3116 12TH AVE, CHATTANOOGA, TN 37407-1801
Document Number	0718000138
Book / Page	011403 / 000590
Instrument Date	Jul 13, 2018
Instrument	180718000138
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	SOLOMON PARKS TITLE AND ESCROW L

Transaction

Amount	Amount on Record
Tax	$129.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 12TH AVE CHATTANOOGA TN 374071801, CHATTANOOGA, TN 37407-1801

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 31, 2017
Property Address	3116 12TH AVE, CHATTANOOGA, TN 37407-1801
Document Number	0000000055
Book / Page	011012 / 000676
Instrument Date	Mar 23, 2017
Instrument	55
Transaction Type	Foreclosure
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	502 DEADERICK ST NASHVILLE TN 372430200, NASHVILLE, TN 37243-0200

Tax Assessment & Valuation

The 2025 property tax bill for 3116 12th Ave was $425, down 27.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$425.00 (-27.47%)	$28,100 (+7.15%)	$112,400 (+7.15%) Land $30,000 Building $82,400
2024	$586.00	$26,225 (-)	$104,900 (-) Land $10,000 Building $94,900
2023	$586.00	$26,225 (-)	$104,900 (-) Land $10,000 Building $94,900
2022	$586.00	$26,225	$104,900 Land $10,000 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3116 12th Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1998–2011)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3116 12th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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