Monroe County property record for 31154 Ave D, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2007 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,410 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00303290-000000 |
| Primary APN | 00303290-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,351 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 127 sqft |
| Deck Area | 348 sqft |
| Patio Area | 373 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1375349 |
|---|---|
| Old Parcel Number | 25662900303290000000 |
| Street Address | 31154 AVENUE D |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 26 LTS 10-12 SANDS SUB PB1-65 BIG PINE KEY OR515-1073 OR515-1075 OR519-779 OR602-561 OR966-633 OR1561-1306 OR2265-1595 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 26 |
| Legal Lot Number | 10-12 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 971401 |
31154 Ave D is owned and occupied by an individual who acquired it in May 2021.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31154 AVENUE D, BIG PINE KEY, FL 33043-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 31, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2021 |
| Deed Sale | May 19, 2021 |
| Prior Sale | Mar 31, 2021 · Amount on File |
| Deed Document Number | 2320533 |
| Deed Book / Page | 3098 / 1800 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 19, 2021 |
| Property Address | 31154 AVENUE D, BIG PINE KEY, FL 33043-4526 |
| Document Number | 0030981800 |
| Book / Page | 3098 / 1800 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | May 14, 2021 |
| Instrument | 2320533 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 FAIRVIEW AVE, 74, MILFORD, NJ 08848-1005 |
| Name | Verified Name |
|---|---|
| Address | 1635 SCHOLTZ CT APT 2, 2, KEY WEST, FL 33040-4467 |
| Investor | Possibly a Property Investor |
| Document Number | 30981802 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 3098/1802 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 31, 2021 |
| Property Address | 31154 AVENUE D, BIG PINE KEY, FL 33043-4526 |
| Document Number | 0030851645 |
| Book / Page | 3085 / 1645 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2311399 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 FAIRVIEW AVE, 74, MILFORD, NJ 08848-1005 |
| Name | Verified Name |
|---|---|
| Address | 1635 SCHOLTZ CT APT 1, 1, KEY WEST, FL 33040-4467 |
| Investor | Possibly a Property Investor |
| Document Number | 0030851647 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 3085/1647 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598,480 | $600,270 Land $324,800 Building $275,470 | |
| 2024 | $5,410.00 (+4.16%) | ||
| 2023 | $5,194.00 (+4.3%) Homeowner's exemption | $564,674 (+13.44%) Land $306,800 Building $257,874 | $564,674 (+13.44%) Land $306,800 Building $257,874 |
| 2022 | $4,980.00 | $497,773 Land $236,900 Building $260,873 | $497,773 Land $236,900 Building $260,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31154 Ave D in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31154 Ave D is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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