3115 Windy Ridge Dr, Springfield, OH 45502 Property Records

Clark County property record for 3115 Windy Ridge Dr, Springfield, OH 45502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,424 sqft · built 2004
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Apr 2017)
Tax Bill	$4,876 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00016-212-016`

Property Details

APN / Parcel Number

Primary APN	`220-03-00016-212-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
1st Floor Area	711 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	57,499 sqft (1.32 acres)
Garage Area	528 sqft
Porch	Open Porch
Porch Area	324 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3115 WINDY RIDGE DR
City	SPRINGFIELD
State	OH
Zip	45502-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WINDY RIDGE SUBD SEC 2-A; 10
Legal Subdivision	WINDY RIDGE SUBD
Legal Block	212
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1033
Census Tract	2605

Owner

3115 Windy Ridge Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3115 WINDY RIDGE DR, SPRINGFIELD, OH 45502-7211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARK NATIONAL BANK
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST OHIO HOME FINANCE INC
Apr 27, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST OH HM FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on File
Deed Sale	Apr 27, 2017 · Amount on File
Prior Sale	Feb 6, 2001 · Amount on File
Deed Document Number	1420
Deed Book / Page	002114 / 001483
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3115 WINDY RIDGE DR, SPRINGFIELD, OH 45502-7211
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013679
Date	Nov 29, 2023
Book Page	2230/5623
Instrument	202300013679

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Dec 1, 2033
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	14.2%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3115 WINDY RIDGE DR, SPRINGFIELD, OH 45502-7211
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 WINDY RIDGE DR, SPRINGFIELD, OH 45502-7211

Mortgage

Document Number	0000010017
Date	Jul 6, 2022
Book Page	2212/1383
Instrument	202200010017

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3115 WINDY RIDGE DR, SPRINGFIELD, OH 45502-7211
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	OHIO REAL ESTATE TITLE, OHIO REAL ESTATE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005051
Date	Mar 24, 2021
Book Page	2188/390
Instrument	202100005051

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Apr 27, 2017
Property Address	3115 WINDY RIDGE DR, SPRINGFIELD, OH 45502-7211
Document Number	0000005923
Book / Page	002114 / 001483
Instrument Date	Apr 24, 2017
Instrument	5923
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3115 WINDY RIDGE DR SPRINGFIELD OH 455027211, SPRINGFIELD, OH 45502-7211

Mortgage

Document Number	5924
Date	Apr 27, 2017
Book Page	002114/001485
Instrument	5924

Lender

Name	FIRST OH HM FIN
Type	Funding / Finance Company
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,980 Land $21,700 Building $125,280	$419,930 Land $61,990 Building $357,940
2024	$4,876.00
2023		$111,490 Land $23,060 Building $88,430
2022	$4,733.00		$318,550 Land $65,880 Building $252,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3115 Windy Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3115 Windy Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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