3115 Wimsatt Rd, Loretto, KY 40037 Property Records

Marion County property record for 3115 Wimsatt Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,752 sqft
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Feb 2025)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-018A`

Property Details

APN / Parcel Number

Primary APN	`022-018A`
Alternative APN	`80483`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	1,598 sqft

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	80483
Street Address	3115 WIMSATT RD
City	LORETTO
State	KY
Zip	40037-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3115 WIMSATT RD
Jurisdiction	MARION KY
Township / Civil Division	RAYWICK
Census Block Group	1
Census Block	1023
Census Tract	970500

Owner

Source: Marion County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3115 WIMSATT RD, LORETTO, KY 40037-8044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Deed, Transfer · USDA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	May 2, 2014 · Amount on Record
Deed Document Number	2025244020
Deed Book / Page	367 / 714
Record Updated	Sep 20, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	Feb 18, 2025
Property Address	3115 WIMSATT RD, LORETTO, KY 40037-8044
Document Number	000367/714
Book / Page	367 / 714
Instrument Date	Feb 17, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2119 SAM BROWNING RD, LEBANON, KY 40033-9189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 WIMSATT RD, LORETTO, KY 40037-8044

Mortgage

Document Number	000M509720
Date	Feb 18, 2025
Instrument	M509/720

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	3115 WIMSATT RD, LORETTO, KY 40037-8044
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 WIMSATT RD, LORETTO, KY 40037-8044

Mortgage

Document Number	000473/565
Date	Feb 18, 2022
Book Page	473/565

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank
Address	SPRINGFIELD, KY 40069

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2052

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00 (+147.52%)	$232,000 (+152.17%) Land $232,000	$232,000 (+152.17%) Land $232,000
2023	$825.00 (-0.72%)	$92,000 (-) Land $92,000	$92,000 (-) Land $92,000
2022	$831.00	$92,000 Land $92,000	$92,000 Land $92,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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