3115 Villa Espana, Spring Valley, CA 91978 Property Records

San Diego County property record for 3115 Villa Espana, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,882 sqft · built 1978
Lot Size	0.101 acres (4,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$727,500 (Dec 2021)
Tax Bill	$9,910 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-602-17-00`

Property Details

APN / Parcel Number

Primary APN	`505-602-17-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Block
Construction Type	Frame
Lot Area	4,380 sqft (0.101 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3115 VILLA ESPANA
City	SPRING VALLEY
State	CA
Zip	91978-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 58 TR 008650
Legal Subdivision	MC MILLINS SWEETWATER VILLAGE
Legal Tract	008650
Legal Block	1
Legal Lot Number	58
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13505

Owner

Source: San Diego County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5170 RANDLETT DR, LA MESA, CA 91942-9516
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 13, 2021	Grant Deed, Transfer · Conventional Mortgage INTERCAP LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	2021840882
Prior Transfer Date	Jun 15, 2005
Prior Transfer Doc	0000578597
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2026
Property Address	3115 VILLA ESPANA, SPRING VALLEY, CA 91978-1124
Document Number	0000223787
Instrument Date	Jul 27, 2026
Instrument	2026223787
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	3115 VILLA ESPANA, SPRING VALLEY, CA 91978-1124

Mortgage

Document Number	0000223787,
Date	Aug 4, 2026
Instrument	2026223787

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3115 VILLA ESPANA, SPRING VALLEY, CA 91978-1124
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 VILLA ESPANA, SPRING VALLEY, CA 91978-1124

Mortgage

Document Number	0000309960
Date	Nov 8, 2023
Instrument	2023-0309960

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2021
Property Address	3115 VILLA ESPANA, SPRING VALLEY, CA 91978-1124
Document Number	0000840882
Map Reference	MAP 8650
Instrument Date	Nov 29, 2021
Instrument	2021-0840882
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5170 RANDLETT DR, LA MESA, CA 91942-9516

Mortgage

Document Number	0000840883
Date	Dec 13, 2021
Instrument	2021-0840883

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,465 (+2%) Land $334,192 Building $453,273
2025	$9,910.00 (+6.6%)	$772,026 (+4.04%) Land $327,640 Building $444,386
2023	$9,296.00 (+1.43%)	$742,049 Land $314,918 Building $427,131
2022	$9,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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