3115 Via de Caballo, Encinitas, CA 92024 Property Records

San Diego County property record for 3115 Via de Caballo, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,008 sqft · built 1995
Lot Size	0.44 acres (1,910 sqft)
Owner	2 Individuals on Record
Last Sale	$1,390,000 (Apr 2024)
Tax Bill	$15,696 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-210-66-00`

Property Details

APN / Parcel Number

Primary APN	`264-210-66-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,008 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	1,910 sqft (0.44 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3115 VIA DE CABALLO
City	ENCINITAS
State	CA
Zip	92024-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 136 UND INT IN LOTS 36&142&ALL OF TR 007060
Legal Subdivision	LAKE VAL SERENO
Legal Tract	007060
Legal Block	1
Legal Lot Number	36,13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1041
Census Tract	17111

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	12813 CORBETT CT, SAN DIEGO, CA 92130-2440
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage FUTUREMORTGAGE.COM LLC
Apr 9, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2023	Grant Deed, Transfer EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO
May 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Jun 7, 2023 · Amount on Record
Deed Document Number	202487501
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0000191694
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3115 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 VIA DE CABALLO, ENCINITAS, CA 92024-6925

Mortgage

Document Number	0000089482
Date	Feb 5, 2021
Instrument	2021-0089482

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3115 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 VIA DE CABALLO, ENCINITAS, CA 92024-6925

Mortgage

Document Number	0000303512
Date	Oct 29, 2025
Instrument	2025-0303512

Lender

Name	FUTUREMORTGAGE.COM LLC
Type	Mortgage Company
Address	BOISE, ID 83713

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2024
Property Address	3115 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Document Number	0000087501
Map Reference	MAP 7060
Instrument Date	Mar 26, 2024
Instrument	2024-0087501
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12813 CORBETT CT, SAN DIEGO, CA 92130-2440

Mortgage

Document Number	0000087502
Date	Apr 9, 2024
Instrument	2024-0087502

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2023
Property Address	3115 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Document Number	0000147779
Map Reference	MAP 7060
Instrument Date	Jun 2, 2023
Instrument	2023-0147779
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1912 GLENGFIELD GROSSING CT, ST AUGUSTINE, FL 32092

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2022
Property Address	3115 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Document Number	0000191694
Map Reference	MAP 8425
Instrument Date	Apr 8, 2022
Instrument	2022-0191694
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3115 VIA DE CABALLO, ENCINITAS, CA 92024-6925

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,446,156 (+2%) Land $936,360 Building $509,796
2025	$15,696.00 (+235.67%)	$1,417,800 (+245.6%) Land $918,000 Building $499,800
2023	$4,676.00 (+1.92%)	$410,243 Land $108,584 Building $301,659
2022	$4,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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