Clay County property record for 3115 Veronica Ave, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,849 sqft · built 1999 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,900 (Dec 1998) |
| Tax Bill | $1,886 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006699-075-00 |
| Primary APN | 32-05-24-006699-075-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,849 sqft Heated Area |
| Gross Area | 2,661 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Area | 400 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 156 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3115 VERONICA AVE |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 168 BLACK CREEK PARKUNIT 1 AS REC O R 1774 PG 1623 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK |
| Legal Block | 168 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31101 |
3115 Veronica Ave is owned and occupied by two individuals who bought it in December 1998.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3115 VERONICA AVE, MIDDLEBURG, FL 32068-6472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 1998 · Amount on File |
| Deed Sale | Dec 17, 1998 · Amount on File |
| Deed Document Number | 0017741623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3115 VERONICA AVE, MIDDLEBURG, FL 32068-6472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0043650993 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 4365/993 |
| Instrument | 2020053912 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Aug 1, 2046 |
The 2025 property tax bill for 3115 Veronica Ave was $1,886 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,886.00 Homeowner's exemption | $163,824 | $338,743 Land $50,000 Building $288,743 |
| 2023 | $2,071.00 (+9.4%) Homeowner's exemption | $154,570 (+3%) | $316,216 (+14.47%) Land $34,000 Building $282,216 |
| 2022 | $1,893.00 Homeowner's exemption | $150,068 | $276,236 Land $27,000 Building $249,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3115 Veronica Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3115 Veronica Ave is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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