Union County property record for 3115 Trinity Church Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,474 sqft · built 2001 |
| Lot Size | 1.6 acres (69,870 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (May 2019) |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-267-008D |
| Primary APN | 04-267-008D |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 1,738 sqft |
| 1st Floor Area | 1,474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 69,870 sqft (1.6 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3115 TRINITY CHURCH RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 1.604A OPCG485 |
| Legal Subdivision | 1409900 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3115 TRINITY CHURCH RD, MONROE, NC 28112-9310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| May 1, 2019 | Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on Record |
| Deed Sale | May 1, 2019 · Amount on Record |
| Prior Sale | Sep 1, 2016 · Amount on Record |
| Deed Document Number | 201911474 |
| Deed Book / Page | 7360 / 874 |
| Prior Transfer Date | Oct 5, 2004 |
| Prior Transfer Doc | 0000041892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3115 TRINITY CHURCH RD, MONROE, NC 28112-9310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|
| Document Number | 0009236260 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 9236/260 |
| Instrument | 28830 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3115 TRINITY CHURCH RD, MONROE, NC 28112-9310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0008377200 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 8377/200 |
| Instrument | 2352 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 1, 2019 |
| Property Address | 3115 TRINITY CHURCH RD, MONROE, NC 28112-9310 |
| Document Number | 0007360874 |
| Book / Page | 7360 / 874 |
| Map Reference | CAB G FILE 485 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 0011474 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 BAUCOM DEESE RD, 325, MONROE, NC 28110-8779 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3115 TRINITY CHURCH RD, MONROE, NC 28112-9310 |
| Document Number | 0000011475 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 0011475 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,300 (-) Land $52,600 Building $284,700 | $337,300 (-) Land $52,600 Building $284,700 | |
| 2025 | $1,554.00 (+6.66%) | $337,300 (+43.72%) Land $52,600 Building $284,700 | $337,300 (+43.72%) Land $52,600 Building $284,700 |
| 2023 | $1,457.00 | $234,700 Land $28,600 Building $206,100 | $234,700 Land $28,600 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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