Lawrence County property record for 3115 River Bluff Rd, Bedford, IN 47421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,846 sqft · built 1953 |
| Lot Size | 1.83 acres (80,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $227,500 (Sep 2018) |
| Tax Bill | $2,422 (2025) |
| Deeds & Mortgages | May 2020 Refinance Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1100640300P76S |
| Primary APN | 1100640300P76S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| 1st Floor Area | 1,846 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 80,000 sqft (1.83 acres) |
| Lot Dimensions | 400 ft deep x 200 ft wide |
| Garage Type | Mixed |
| Garage Area | 776 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01694826312 |
|---|---|
| Street Address | 3115 RIVER BLUFF RD |
| City | BEDFORD |
| State | IN |
| Zip | 47421-9144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S MEAD PT LOT 77 & 78 200X400 |
| Legal Lot Number | 77-78 |
| Jurisdiction | LAWRENCE IN |
| Township / Civil Division | SHAWSWICK |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 950800 |
3115 River Bluff Rd is owned by a company that bought it in September 2018 and is owner-occupied.
Source: Lawrence County records, as of June 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3115 RIVER BLUFF RD, BEDFORD, IN 47421-9144 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BEDFORD FEDERAL SAVINGS BANK |
| Sep 26, 2018 | Warranty Deed, Transfer BEDFORD BANK |
| Mar 14, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on File |
| Deed Sale | Sep 26, 2018 · Amount on File |
| Prior Sale | Mar 14, 2017 |
| Deed Document Number | 20185448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Property Address | 3115 RIVER BLUFF RD, BEDFORD, IN 47421-9144 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020002566 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020002566 |
| Name | BEDFORD FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Recording Date | Sep 26, 2018 |
| Property Address | 3115 RIVER BLUFF RD, BEDFORD, IN 47421-9144 |
| Document Number | 2018005448 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018005448 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018005449 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 2018005449 |
| Name | BEDFORD BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Recording Date | Mar 14, 2017 |
| Property Address | 3115 RIVER BLUFF RD, BEDFORD, IN 47421-9144 |
| Document Number | 2017001358 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 2017001358 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3115 River Bluff Rd was $2,422 with a homeowner's exemption, down 4.5% from the year before.
Source: Lawrence County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bedford City |
| County | Lawrence County |
| County Subdivision | Shawswick Township |
| Unified School District | North Lawrence Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,422.00 (-4.5%) Homeowner's exemption | $251,900 Land $30,700 Building $221,200 | $251,900 Land $30,700 Building $221,200 |
| 2024 | $2,536.00 (+1.28%) | ||
| 2023 | $2,504.00 (+7.7%) | $224,000 (+8.37%) Land $28,800 Building $195,200 | $224,000 (+8.37%) Land $28,800 Building $195,200 |
| 2022 | $2,325.00 Homeowner's exemption | $206,700 Land $28,100 Building $178,600 | $206,700 Land $28,100 Building $178,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3115 River Bluff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3115 River Bluff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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