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3115 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 3115 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeOther
Details2 bd · 2 ba · 1,036 sqft · built 1983
Lot Size8.42 acres (366,963 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Dec 2021)
Tax Bill$2,186 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1859-06-39-1450-03115

Property Details

APN / Parcel Number

Primary APN1859-06-39-1450-03115
Alternative APN
  • 76932

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units580 Units
Stories1 Story
Building Area1,036 sqft Gross Area
1st Floor Area1,036 sqft
Basement Area120 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area366,963 sqft (8.42 acres)
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number76932
Street AddressPINNACLE INN RD
CityBANNER ELK
StateNC
Zip28604
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeNULL
Legal DescriptionBM PINNACLE INN 03 3115 PLAT 19-19
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

3115 Pinnacle Inn Rd is owned by two individuals who bought it in December 2021.

Source: Avery County records, as of March 17, 2026

Owner of Record2 Individual Names on File
Mailing Address570 KIRK ST, CHINA GROVE, NC 28023-1930
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE
May 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2021 · Amount on File
Deed SaleDec 28, 2021 · Amount on File
Prior SaleMay 29, 2020 · Amount on File
Deed Document Number20218103
Deed Book / Page571 / 559
Prior Transfer DateMar 21, 2018
Prior Transfer Doc0005180682
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateDec 28, 2021
Property Address3115 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000008103
Book / Page571 / 559
Map ReferenceMB 142 PG 09
Instrument DateDec 17, 2021
Instrument2021008103
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address570 KIRK ST, CHINA GROVE, NC 28023-1930

Mortgage

Document Number0000571564
DateDec 28, 2021
Instrument571/564
Lender
NameBANK OF TENNESSEE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 28, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateMay 29, 2020
Property Address301 PINNACLE INN RD UNIT 3115, 3115, BEECH MOUNTAIN, NC 28604-7479
Document Number0005432064
Book / Page000543 / 002064
Instrument DateMay 29, 2020
Instrument2425
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$144.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address820 PINEHURST LN #87A PAWLEYS ISLAND SC 295856812, 87A, PAWLEYS ISLAND, SC 29585-6812

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAVERY NC
Recording DateMar 26, 2018
Property Address301 PINNACLE INN RD UNIT 3115, 3115, BEECH MOUNTAIN, NC 28604-7479
Document Number0005180682
Book / Page000518 / 000682
Instrument DateMar 21, 2018
Instrument1502
Transaction TypeTransfer
Record UpdatedApr 2, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address301 PINNACLE INN RD BEECH MOUNTAIN NC 286047478, BEECH MOUNTAIN, NC 28604-7478

Tax Assessment & Valuation

The 2025 property tax bill for 3115 Pinnacle Inn Rd was $2,186, up 162.7% from the year before.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,186.00 (+162.74%)$208,200 Building $208,200$208,200 Building $208,200
2024$832.00
2023$832.00$208,200 (-) Building $208,200$208,200 (-) Building $208,200
2022$832.00$208,200 Building $208,200$208,200 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3115 Pinnacle Inn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3115 Pinnacle Inn Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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