Pinellas County property record for 3115 Pine Forest Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,664 sqft · built 1986 |
| Lot Size | 0.168 acres (7,357 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $260,000 (Jan 2007) |
| Tax Bill | $2,209 (2025) |
| Deeds & Mortgages | May 2024 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-8490-0 |
| Primary APN | C62-000-757-8490-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,664 sqft Heated Area |
| 1st Floor Area | 1,664 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,357 sqft (0.168 acres) |
| Lot Dimensions | 122 ft deep x 60 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 163 sqft |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R352353 |
|---|---|
| Old Parcel Number | 162732353580000880 |
| Street Address | 3115 PINE FOREST DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-1855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMLET AT BENTLEY PARK PHASE II LOT 88 |
| Legal Range | 16 |
| Legal Township | 27 |
| Legal Section | 32 |
| Legal Subdivision | HAMLET AT BENTLEY PARK PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 88 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 27316 |
The current owner of 3115 Pine Forest Dr bought it in January 2007.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3115 PINE FOREST DR, PALM HARBOR, FL 34684-1855 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2007 · Amount on File |
| Deed Sale | Jan 4, 2007 · Amount on File |
| Prior Sale | May 8, 2002 · Amount on File |
| Deed Document Number | 2007005273 |
| Deed Book / Page | 15569 / 835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3115 PINE FOREST DR, PALM HARBOR, FL 34684-1855 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 3115 PINE FOREST DR, PALM HARBOR, FL 34684-1855 |
| Document Number | 0228010494 |
|---|---|
| Date | May 15, 2024 |
| Book Page | 22801/494 |
| Instrument | 2024125305 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3115 PINE FOREST DR, PALM HARBOR, FL 34684-1855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0196440441 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 19644/0441 |
| Instrument | 2017164910 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 3115 Pine Forest Dr was $2,209 with exemptions applied.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,209.00 Homeowner's exemption Widower's exemption | $161,758 | $396,274 Land $128,144 Building $268,130 |
| 2023 | $2,024.00 (-0.49%) Homeowner's exemption Widower's exemption | $152,620 (+3%) | $389,754 (+15.6%) Land $176,533 Building $213,221 |
| 2022 | $2,034.00 Homeowner's exemption Widower's exemption | $148,175 | $337,152 Land $176,108 Building $161,044 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3115 Pine Forest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 2 (2001–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3115 Pine Forest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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