3115 N Wheaton Pt, Hernando, FL 34442 Property Records

Citrus County property record for 3115 N Wheaton Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,668 sqft · built 1956
Lot Size	0.701 acres (30,527 sqft)
Owner	2 Individual Names on File
Last Sale	$305,300 (Oct 2023)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20E-18S-19-0020-000B0-0070`

Property Details

APN / Parcel Number

Primary APN	`20E-18S-19-0020-000B0-0070`
Alternative APNs	`1918S20E0020000B00070` `1710235`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	708 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	30,527 sqft (0.701 acres)
Lot Dimensions	237 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	681 sqft
Deck Area	252 sqft
Patio Area	828 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1710235
Street Address	3115 N WHEATON PT
City	HERNANDO
State	FL
Zip	34442-4372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	CORNISH ESTS PB 2 PG 52 LOT 7 BLK B
Legal Range	20E
Legal Township	18S
Legal Section	19
Legal Subdivision	CORNISH ESTATES
Legal Block	B
Legal Lot Number	7
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3001
Census Tract	450800

Owner

Source: Citrus County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2313 SE HARRINGTON AVE, PORT SAINT LUCIE, FL 34952-7437
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 4, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Mar 28, 2005 · Amount on Record
Deed Document Number	202356923
Deed Book / Page	3414 / 433
Prior Transfer Date	Dec 14, 2007
Prior Transfer Doc	0021821290
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 2, 2023
Property Address	3115 N WHEATON PT, HERNANDO, FL 34442-4372
Document Number	0034140433
Book / Page	3414 / 433
Map Reference	MB 2 PG 52
Instrument Date	Sep 29, 2023
Instrument	2023056923
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 N WHEATON PT, HERNANDO, FL 34442-4372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 SE HARRIGTON AVE, PORT SAINT LUCIE, FL 34952-7437

Mortgage

Document Number	0003414435
Date	Oct 2, 2023
Instrument	3414/435

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	3115 N WHEATON PT, HERNANDO, FL 34442-4372
Document Number	0029070375
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3165 N WHEATON PT HERNANDO FL 344424372, HERNANDO, FL 34442-4372

Mortgage

Document Number	0029070375
Date	Jun 13, 2018
Book Page	002907/000375
Instrument	30066

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,168.00 (-0.97%)	$266,858 (-2.15%) Land $42,800 Building $224,058	$266,858 (-2.15%) Land $42,800 Building $224,058
2024	$4,209.00 (+175.46%)	$272,716 (+4.68%) Land $42,800 Building $229,916	$272,716 (+4.68%) Land $42,800 Building $229,916
2023	$1,528.00 (+6.93%) Homeowner's exemption Additional exemption filed	$260,516 (+15.67%) Land $42,800 Building $217,716	$260,516 (+15.67%) Land $42,800 Building $217,716
2022	$1,429.00 Homeowner's exemption Additional exemption filed	$225,226 Land $42,800 Building $182,426	$225,226 Land $42,800 Building $182,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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