3115 Miller Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3115 Miller Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 925 sqft · built 1971
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Sep 1998)
Tax Bill	$4,432 (2024)
Deeds & Mortgages	Jul 2019 Line of Credit Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-02-433-002`

Property Details

APN / Parcel Number

Primary APN	`14-02-433-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3115 MILLER DR
City	MCHENRY
State	IL
Zip	60050-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0032106 LT 2 BLK 8 MCHENRY SHORES UNIT 1
Legal Subdivision	MCHENRY SHORES UNIT 1
Legal Block	8
Legal Lot Number	2
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1017
Census Tract	870809

Owner

3115 Miller Dr is owned and occupied by an individual who bought it in September 1998.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Individual Name on File
Mailing Address	3115 MILLER DR, MCHENRY, IL 60050-8297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1998 · Amount on File
Deed Sale	Sep 1, 1998 · Amount on File
Deed Document Number	199857923
Prior Transfer Date	Dec 11, 1995
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3115 MILLER DR, MCHENRY, IL 60050-8297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019618
Date	Jul 1, 2019
Instrument	2019R0019618

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 26, 2019
Property Address	3115 MILLER DR, MCHENRY, IL 60050-8297
Document Number	0000032106
Instrument Date	Sep 19, 2019
Instrument	32106
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 MILLER DR MCHENRY IL 600508297, MCHENRY, IL 60050-8297

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,432.00	$60,666 Land $16,714 Building $43,952	$181,998 Land $50,142 Building $131,856
2022	Homeowner's exemption	$50,348 Land $13,707 Building $36,641	$151,044 Land $41,121 Building $109,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3115 Miller Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3115 Miller Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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