Champaign County property record for 3115 McClellan Dr, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,712 sqft · built 1980 |
| Lot Size | 0.513 acres (22,346 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,117 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Nov 2005 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019338-6 |
| Primary APN | 019338-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Foundation Type | No Foundation |
| Lot Area | 22,346 sqft (0.513 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 64 sqft |
| Utility Building | 84 sqft |
| Heating System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 019338-6 |
|---|---|
| Street Address | 3115 MCCLELLAN DR |
| City | URBANA |
| State | OH |
| Zip | 43078-9785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 12-05-03 __ LUDLOW HILL SUBLOT 8 |
| Legal Range | 12W |
| Legal Township | 9N |
| Legal Section | 3 |
| Legal Subdivision | LUDLOW HILL SUB |
| Legal Lot Number | 8 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 11501 |
3115 McClellan Dr is owned and occupied by an individual.
Source: Champaign County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3115 MCCLELLAN DR, URBANA, OH 43078-9785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES SAVINGS BANK |
| Nov 14, 2005 | Deed of Trust, Mortgage OPTION ONE MORTGAGE CORP |
| Mar 8, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 3115 MCCLELLAN DR, URBANA, OH 43078-9785 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00555/3227 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 555/3227 |
| Instrument | 201800000433 |
| Name | THE PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | URBANA, OH 43078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 3115 MCCLELLAN DR, URBANA, OH 43078-9785 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000447/972 |
|---|---|
| Date | Nov 14, 2005 |
| Book Page | 447/972 |
| Instrument | 200500007753 |
| Name | OPTION ONE MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 3 ADA, IRVINE, CA 92618 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.8% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Index | LIBOR |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Mar 8, 2022 |
| Property Address | 3115 MCCLELLAN DR, URBANA, OH 43078-9785 |
| Document Number | 000584/568 |
| Book / Page | 584 / 568 |
| Map Reference | MB E PG 48-49 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 202200001239 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3115 MCCLELLAN DR, URBANA, OH 43078-9785 |
The 2025 property tax bill for 3115 McClellan Dr was $2,117 with a homeowner's exemption, down 8.3% from the year before.
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Salem Township |
| Unified School District | West Liberty-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,117.00 (-8.32%) | $67,320 (+20.54%) Land $7,360 Building $59,960 | $192,320 Land $21,020 Building $171,300 |
| 2024 | $2,309.00 (+9.69%) Homeowner's exemption | $55,850 (-) Land $6,690 Building $49,160 | |
| 2023 | $2,105.00 (-0.43%) Homeowner's exemption | $55,850 (-) Land $6,690 Building $49,160 | $159,560 (-) Land $19,110 Building $140,450 |
| 2022 | $2,114.00 Homeowner's exemption | $55,850 Land $6,690 Building $49,160 | $159,560 Land $19,110 Building $140,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3115 McClellan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3115 McClellan Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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