Buchanan County property record for 3115 Locust St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 704 sqft · built 1920 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $367 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Nov 2018 Mortgage |
| APN | 06-5.0-15-002-001-052.000 |
| Primary APN | 06-5.0-15-002-001-052.000 |
|---|
| Building Area | 704 sqft Base Area |
|---|---|
| 1st Floor Area | 704 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 3115 LOCUST ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:OAK HILL LOT:19 BLK:1LGL DESC: |
| Legal Subdivision | OAK HILL |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 900 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3115 LOCUST ST, SAINT JOSEPH, MO 64501-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 30, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 21, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage NODAWAY VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 |
| Deed Sale | Oct 30, 2025 |
| Prior Sale | Nov 21, 2018 · Amount on Record |
| Deed Document Number | 20259106 |
| Deed Book / Page | 3813 / 30 |
| Prior Transfer Date | Oct 18, 2025 |
| Prior Transfer Doc | 0003813/30 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 30, 2025 |
| Property Address | 3115 LOCUST ST, SAINT JOSEPH, MO 64501-3419 |
| Document Number | 0003813/30 |
| Book / Page | 3813 / 30 |
| Instrument Date | Oct 18, 2025 |
| Instrument | 2025009106 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2820 SACRAMENTO ST, SAINT JOSEPH, MO 64507-1842 |
| Name | Verified Name |
|---|---|
| Address | 3115 LOCUST ST, SAINT JOSEPH, MO 64501-3419 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 21, 2018 |
| Property Address | 3115 LOCUST ST, SAINT JOSEPH, MO 64501-3419 |
| Document Number | 003716/253 |
| Book / Page | 3716 / 253 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 2018010965 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3115 LOCUST ST, SAINT JOSEPH, MO 64501-3419 |
| Document Number | 003716/256 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 3716/256 |
| Instrument | 2018010966 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $367.00 (+0.27%) | $5,060 (+5.2%) Land $1,620 Building $3,440 | $26,600 (+5.14%) Land $8,500 Building $18,100 |
| 2024 | $366.00 (+14.73%) | ||
| 2023 | $319.00 (-0.93%) | $4,810 (-) Land $1,620 Building $3,190 | $25,300 (-) Land $8,500 Building $16,800 |
| 2022 | $322.00 | $4,810 Land $1,620 Building $3,190 | |
| 2021 | $25,300 Land $8,500 Building $16,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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