Pontotoc County property record for 3115 Kirby Dr, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,558 sqft · built 1975 |
| Lot Size | 0.396 acres (17,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $188,000 (Jul 2021) |
| Tax Bill | $1,988 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18252 |
| Primary APN | 18252 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,260 sqft (0.396 acres) |
| Lot Dimensions | 172 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 400 sqft |
| Patio Area | 200 sqft |
| Utility Building | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18252 |
|---|---|
| Street Address | 3115 KIRBY DR |
| City | ADA |
| State | OK |
| Zip | 74820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLOCK 3 GAY ACRES SUB. |
| Legal Subdivision | GAY ACRES -SD 16 - SW 36-4-6 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 88801 |
3115 Kirby Dr is owned and occupied by an individual who bought it in July 2021.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14512 COUNTY ROAD 3581, ADA, OK 74820-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Warranty Deed, Transfer · FHA Mortgage BANK2 |
| Jul 16, 2019 | Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Jul 16, 2019 · Amount on File |
| Deed Document Number | 20214766 |
| Deed Book / Page | 3528 / 193 |
| Prior Transfer Date | Sep 30, 2008 |
| Prior Transfer Doc | 0000006718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 30, 2021 |
| Property Address | 3115 KIRBY DR, ADA, OK 74820 |
| Document Number | 003528/193 |
| Book / Page | 3528 / 193 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021-004766 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | NOT AVAILABLE, HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14512 COUNTY ROAD 3581, ADA, OK 74820-5313 |
| Document Number | 2021004767 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-004767 |
| Name | BANK2 |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 16, 2019 |
| Property Address | 3115 KIRBY DR, ADA, OK 74820 |
| Document Number | 003320/060 |
| Book / Page | 3320 / 060 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2019-003647 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14512 COUNTY ROAD 3581, ADA, OK 74820-5313 |
| Document Number | 2019003648 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-003648 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 3115 Kirby Dr was $1,988 with a homeowner's exemption, up 0.2% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,562 (+2.33%) Land $3,000 Building $20,562 | $196,351 (+2.33%) Land $25,000 Building $171,351 | |
| 2025 | $1,988.00 (+0.2%) Homeowner's exemption | $23,026 (-0.91%) Land $3,000 Building $20,026 | $191,879 (-4.46%) Land $25,000 Building $166,879 |
| 2024 | $1,984.00 (+18.02%) Homeowner's exemption | $23,237 (+3%) Land $3,000 Building $20,237 | $200,843 (+6.83%) Land $25,000 Building $175,843 |
| 2023 | $1,681.00 Homeowner's exemption | $22,560 Land $4,200 Building $18,360 | $188,000 Land $35,000 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3115 Kirby Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3115 Kirby Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 83% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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