Montgomery County property record for 3115 Kettering Blvd, Dayton, OH 45439
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,616 sqft · built 1985 |
| Lot Size | 1.2 acres (52,446 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $11,304 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | J44 04103 0220 |
| Primary APN | J44 04103 0220 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,616 sqft Total Area |
| 1st Floor Area | 3,616 sqft |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 52,446 sqft (1.2 acres) |
| Garage Type | Attached |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Canopy | 1,476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3115 KETTERING BLVD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45439 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 4482 |
| Legal Subdivision | CITY/MORAINE |
| Legal Lot Number | 220 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MORAINE |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 30100 |
3115 Kettering Blvd, a commercial property, is owned by a company that acquired it in March 2005.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3600 TOWNE BLVD, MIDDLETOWN, OH 45005-5543 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2005 |
| Deed Sale | Mar 18, 2005 |
| Deed Document Number | 04-111561 |
| Prior Transfer Date | Sep 28, 2004 |
| Prior Transfer Doc | 04-111561 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Moraine City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,280 Land $48,670 Building $72,610 | ||
| 2024 | $11,304.00 (+0.62%) | ||
| 2023 | $11,234.00 (-10.15%) | $121,280 (+5%) Land $48,670 Building $72,610 | $346,500 Land $139,050 Building $207,450 |
| 2022 | $12,503.00 | $115,500 Land $46,350 Building $69,150 | |
| 2020 | $330,000 Land $132,430 Building $197,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3115 Kettering Blvd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1979–2001) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3115 Kettering Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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