Polk County property record for 3115 Harmon Ln, Winter Haven, FL 33880
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,500 sqft · built 1988 |
| Lot Size | 0.151 acres (6,556 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (May 2005) |
| Tax Bill | $1,887 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-355068-000080 |
| Primary APN | 25-28-35-355068-000080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Duplex Single |
| Lot Area | 6,556 sqft (0.151 acres) |
| Lot Dimensions | 95 ft deep x 69 ft wide |
| View / Lot | Duplex |
| Canopy | 200 sqft |
| Street Address | 3115 HARMON LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-7100 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HARMONWOOD SUB PB 80 PG 32 LOT 8 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | HARMONWOOD SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14703 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 630 NW 13TH ST, 28, BOCA RATON, FL 33486-2623 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Feb 13, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 13, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2005 · Amount on Record |
| Deed Sale | May 20, 2005 · Amount on Record |
| Prior Sale | Jul 8, 2002 · Amount on Record |
| Deed Document Number | 2005117203 |
| Deed Book / Page | 6212 / 945 |
| Last Transfer Date | Feb 13, 2023 |
| Transfer Doc | 0000034920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 3115 HARMON LN, WINTER HAVEN, FL 33880-7100 |
| Document Number | 0000034921 |
| Book / Page | 12582 / 99 |
| Map Reference | MB 80 PG 32 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023034921 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 630 NW 13TH ST # ST28, ST28, BOCA RATON, FL 33486-2477 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 630 NW 13TH ST APT 28, 28, BOCA RATON, FL 33486-2623 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 3115 HARMON LN, WINTER HAVEN, FL 33880-7100 |
| Document Number | 0000034920 |
| Book / Page | 12582 / 98 |
| Map Reference | MB 80 PG 32 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023034920 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 630 NW 13TH ST # ST28, ST28, BOCA RATON, FL 33486-2477 |
| Name | Verified Name |
|---|---|
| Address | 630 NW 13TH ST APT 28, 28, BOCA RATON, FL 33486-2623 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 12, 2018 |
| Property Address | 3115 HARMON LN, WINTER HAVEN, FL 33880-7100 |
| Document Number | 0104520057 |
| Book / Page | 010452 / 000057 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 78031 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 630 NW 13TH ST #28 BOCA RATON FL 334862623, 28, BOCA RATON, FL 33486-2623 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,887.00 (-33.56%) | $91,731 (-60.83%) | $224,400 (-4.18%) Land $44,000 Building $68,875 |
| 2023 | $2,840.00 (+40.52%) | $234,192 (+119.24%) | $234,192 (+119.24%) |
| 2022 | $2,021.00 | $106,819 Land $35,000 Building $71,819 | $106,819 Land $35,000 Building $71,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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