3115 Gloss Ave, Cincinnati, OH 45213 Property Records

Hamilton County property record for 3115 Gloss Ave, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,272 sqft · built 1923
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (May 2023)
Tax Bill	$4,188 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-0002-0042-00`

Property Details

APN / Parcel Number

Primary APN	`123-0002-0042-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	814 sqft
2nd Floor Area	458 sqft
Upper Floors Area	458 sqft
Basement Area	594 sqft
Finished Basement	270 sqft

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	146 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3115 GLOSS AVE
City	CINCINNATI
State	OH
Zip	45213-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3115 GLOSS AVE 40 X 146.42 PT LOT 76 PLEASANT RIDGE
Legal Subdivision	PLEASANT RIDGE SYND
Legal Lot Number	76
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	5702

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3991 BALLARD AVE # 2, 2, CINCINNATI, OH 45209-1715
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Sep 27, 2016
Deed Document Number	0000031669
Deed Book / Page	14914 / 1737
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 11, 2023
Property Address	3115 GLOSS AVE, CINCINNATI, OH 45213-2425
Document Number	0000031669
Book / Page	14914 / 1737
Map Reference	MB 7 PG 99
Instrument Date	May 4, 2023
Instrument	2023-0031669
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3991 BALLARD AVE # 2, 2, CINCINNATI, OH 45209-1715

Mortgage

Document Number	0000031670
Date	May 11, 2023
Instrument	2023-0031670

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3115 GLOSS AVE, CINCINNATI, OH 45213-2425
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007000
Date	Jan 27, 2023
Book Page	14841/1306
Instrument	2023-0007000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3115 GLOSS AVE, CINCINNATI, OH 45213-2425
Document Number	0000062677
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3115 GLOSS AVE CINCINNATI OH 452132425, CINCINNATI, OH 45213-2425

Mortgage

Document Number	0000062677
Date	Jun 30, 2020
Book Page	014200/002972
Instrument	62677

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,188.00 (+2.87%)	$67,799 (-) Land $21,700 Building $46,099
2024	$4,071.00 (-2.02%)	$67,799 (-) Land $21,700 Building $46,099
2023	$4,155.00 (+13.93%)	$67,799 (+27.02%) Land $21,700 Building $46,099	$193,710 (+27.02%) Land $62,000 Building $131,710
2022	$3,647.00 Homeowner's exemption	$53,375 Land $16,380 Building $36,995
2020			$152,500 Land $46,800 Building $105,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Gloss Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures