3115 E 2nd St, Panama City, FL 32401 Property Records

Bay County property record for 3115 E 2nd St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 746 sqft · built 1935
Lot Size	0.257 acres (11,238 sqft)
Owner	Company Name on File
Last Sale	$35,000 (Apr 2023)
Tax Bill	$367 (2025)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`23868-000-000`

Property Details

APN / Parcel Number

Primary APN	`23868-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	746 sqft
1st Floor Area	656 sqft

Exterior

Year Built	Built 1935
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3115 E 2ND ST
City	PANAMA CITY
State	FL
Zip	32401-5634
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SPRINGFIELD PLAT LOT 7 & E 25' OF LOT 8 BLK 12 ORB 4681 P 314
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	SPRINGFIELD
Legal Block	12
Legal Lot Number	7,8 8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2032
Census Tract	1000

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3822 E 15TH ST, PANAMA CITY, FL 32404-5882
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Aug 17, 2006 · Amount on File
Deed Document Number	0004681314
Deed Book / Page	4681 / 314
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 21, 2023
Property Address	3115 E 2ND ST, PANAMA CITY, FL 32401-5634
Document Number	0046810314
Book / Page	4681 / 314
Map Reference	MB 2 PG 3
Instrument Date	Apr 21, 2023
Instrument	2023024746
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	M TITLE GROUP LLC, TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1627 AIRPORT RD, PANAMA CITY, FL 32405-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 E 15TH ST, PANAMA CITY, FL 32404-5882

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$367.00 (-5.17%)	$23,400 (+46.07%) Land $23,400	$23,400 (+46.07%) Land $23,400
2023	$387.00 (+12.5%)	$16,020 (+21.36%) Land $16,020	$16,020 (+21.36%) Land $16,020
2022	$344.00	$13,200 Land $13,200	$13,200 Land $13,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20