3115 Clement Dr, Lima, OH 45806 Property Records

Allen County property record for 3115 Clement Dr, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,388 sqft · built 1956
Lot Size	0.654 acres (28,488 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jun 2001)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-1606-03-004.000`

Property Details

APN / Parcel Number

Primary APN	`46-1606-03-004.000`
Alternative APN	`L3646160603004000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	3,084 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,100 sqft
Unfinished Basement	188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	28,488 sqft (0.654 acres)
Lot Dimensions	219 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	3115 CLEMENT DR
City	LIMA
State	OH
Zip	45806-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIXENBAUGH SUBDIVISION LOT 20719 FF 130.00
Legal Subdivision	HIXENBAUGH SUBDIVISION
Legal Lot Number	20719
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1009
Census Tract	12100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3115 CLEMENT DR, LIMA, OH 45806-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2001 · Amount on Record
Deed Sale	Jun 11, 2001 · Amount on Record
Prior Sale	Jul 1, 1977 · Amount on Record
Last Transfer Date	Dec 1, 2015
Transfer Doc	12010012720
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3115 CLEMENT DR, LIMA, OH 45806-1101
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1080000177
Date	Jan 8, 2024
Book Page	2024/177
Instrument	202401080000177

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	930 W MARKET ST, LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3115 CLEMENT DR, LIMA, OH 45806-1101
Document Number	0000008839
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 CLEMENT DR LIMA OH 458061101, LIMA, OH 45806-1101

Mortgage

Document Number	0000008839
Date	Aug 3, 2020
Instrument	8839

Lender

Name	STATE BK&TR
Type	Bank
Address	930 W MARKET ST, LIMA, OH 45805-2739

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00 (-0.14%)	$58,320 (-) Land $11,380 Building $46,940	$166,600 (-) Land $32,500 Building $134,100
2024	$2,863.00 (+27.13%) Homeowner's exemption	$58,320 (+45%) Land $11,380 Building $46,940	$166,600 (+45%) Land $32,500 Building $134,100
2023	$2,252.00 (-0.71%) Homeowner's exemption	$40,220 (-) Land $7,840 Building $32,380
2022	$2,268.00 Homeowner's exemption	$40,220 Land $7,840 Building $32,380
2021			$114,900 Land $22,400 Building $92,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2013–2019)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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