3115 Cedar St, Gastonia, NC 28056 Property Records

Gaston County property record for 3115 Cedar St, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1950
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2024)
Tax Bill	$1,315 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15017A11200`

Property Details

APN / Parcel Number

Primary APN	`15017A11200`
Alternative APN	`183304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Heated Area
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3115 CEDAR ST
City	GASTONIA
State	NC
Zip	28056-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BELMONT LAND & INVEST L 115-118 15 017A 112 00 000
Legal Subdivision	BELMONT LAND & INVEST
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2009
Census Tract	31001

Owner

3115 Cedar St is owned and occupied by an individual who bought it in March 2024.

Source: Gaston County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3115 CEDAR ST, GASTONIA, NC 28056-9143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2023	Warranty Deed, Transfer
May 8, 2020	Grant Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS
May 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Jun 9, 2023 · Amount on File
Deed Book / Page	5466 / 1615
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 18, 2024
Property Address	3115 CEDAR ST, GASTONIA, NC 28056-9143
Document Number	0054661615
Book / Page	5466 / 1615
Map Reference	MB 6 PG 3
Instrument Date	Feb 20, 2024
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 DORADO BCH E, DORADO, PR 00646-2049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 CEDAR ST, GASTONIA, NC 28056-9143

Mortgage

Document Number	0054661619
Date	Mar 18, 2024
Book Page	5466/1619

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 18, 2024
Property Address	3115 CEDAR ST, GASTONIA, NC 28056-9143
Document Number	0054661714
Book / Page	5466 / 1714
Instrument Date	Feb 20, 2024
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 DORADO BCH E, DORADO, PR 00646-2049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 CEDAR ST, GASTONIA, NC 28056-9143

Mortgage

Document Number	0054661619
Date	Mar 18, 2024
Instrument	5466/1619

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 9, 2023
Property Address	3115 CEDAR ST, GASTONIA, NC 28056-9143
Document Number	0054151628
Book / Page	5415 / 1628
Map Reference	MB 6 PG 3
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1217 MORNINGSIDE DR UNIT 102, 102, CHARLOTTE, NC 28205-5301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 CEDAR ST, GASTONIA, NC 28056-9143

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	May 8, 2020
Property Address	3115 CEDAR ST, GASTONIA, NC 28056-9143
Document Number	0051210068
Book / Page	005121 / 000068
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 MORNINGSIDE DR #102 CHARLOTTE NC 282055301, 102, CHARLOTTE, NC 28205-5301

Mortgage

Document Number	51210070
Date	May 8, 2020
Book Page	005121/000070

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	DALLAS, TX 75248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 7, 2035

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 8, 2020
Property Address	3115 CEDAR ST, GASTONIA, NC 28056-9143
Document Number	0051210014
Book / Page	005121 / 000014
Instrument Date	May 7, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$80.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 RIVERSIDE DR #100W IRVING TX 750394696, 100W, IRVING, TX 75039-4696
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3115 Cedar St was $1,315.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,315.00	$184,200 Land $24,000 Building $160,200
2023	$1,113.00 (+76.11%)	$177,170 (+157.89%) Land $24,000 Building $153,170
2022	$632.00	$68,700 Land $16,500 Building $52,200
2021			$68,700 Land $16,500 Building $52,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3115 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3115 Cedar St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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