3115 Bishop Estates Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 3115 Bishop Estates Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,117 sqft · built 2003
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,895,000 (Jul 2026)
Tax Bill	$17,314 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`249830-0240`

Property Details

APN / Parcel Number

Primary APN	`249830-0240`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,117 sqft Living Area
Gross Area	6,345 sqft
1st Floor Area	2,563 sqft
Attic	Attic
Attic Area	750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Attached
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	1,473 sqft
Deck Area	Deck Area
Patio Area	765 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3115 BISHOP ESTATES RD
City	SAINT JOHNS
State	FL
Zip	32259-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	41/69-74 JULINGTON CREEK PLANTATION PARCEL 83 PHASE 1 LOT 24
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 83 PHA
Legal Phase	1
Legal Block	3
Legal Lot Number	24
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3004
Census Tract	20801

Owner

Source: St. Johns County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3115 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Apr 7, 2026	Warranty Deed, Transfer GIBRALTAR TITLE SERVICES
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit FLORIDA CAPITAL BANK NA
Jun 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 28, 2019	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	202656189
Deed Book / Page	6393 / 793
Prior Transfer Date	Apr 2, 2003
Prior Transfer Doc	0019250905
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 1, 2026
Property Address	3115 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3052
Document Number	0000056189
Book / Page	6393 / 793
Instrument Date	Jun 29, 2026
Instrument	202656189
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3052
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056190,
Date	Jul 1, 2026
Instrument	202656190

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 7, 2026
Property Address	3115 BISHOP ESTATES RD, JACKSONVILLE, FL 32259-3052
Document Number	0000029364
Book / Page	6339 / 331
Instrument Date	Apr 3, 2026
Instrument	202629364
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,237,462.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 BISHOP ESTATES RD, JACKSONVILLE, FL 32259-3052

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3115 BISHOP ESTATES RD, JACKSONVILLE, FL 32259-3052
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3052

Mortgage

Document Number	0062390324
Date	Oct 15, 2025
Book Page	6239/324
Instrument	2025084012

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 4, 2020
Property Address	3115 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3052
Document Number	0049570403
Book / Page	004957 / 000403
Instrument Date	Jun 1, 2020
Instrument	43118
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7,175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3115 BISHOP ESTATES RD ST JOHNS FL 322593052, ST JOHNS, FL 32259-3052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3115 BISHOP ESTATES RD, SAINT JOHNS, FL 32259-3052
Document Number	0048071657
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3115 BISHOP ESTATES RD ST JOHNS FL 322593052, ST JOHNS, FL 32259-3052

Mortgage

Document Number	0048071657
Date	Oct 4, 2019
Book Page	004807/001657
Instrument	73989

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,221,259	$1,415,262 (+14.99%) Land $630,000 Building $785,262
2025	$17,314.00 (+10.73%)
2024	$15,636.00 (+4.51%) Homeowner's exemption	$1,155,638 (+3.69%)	$1,230,791 (+2.95%) Land $504,000 Building $726,791
2023	$14,961.00 (+2.18%) Homeowner's exemption	$1,114,530 (+3%)	$1,195,533 (+10.49%) Land $504,000 Building $691,533
2022	$14,642.00 Homeowner's exemption	$1,082,068	$1,082,068 Land $504,000 Building $578,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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