3115 Adams Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 3115 Adams Dr, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,036 sqft · built 1992
Lot Size	1.23 acres (53,927 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2011)
Tax Bill	$4,679 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-045607`

Property Details

APN / Parcel Number

Primary APN	`08-045607`
Alternative APNs	`8045607` `045607`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,036 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	53,927 sqft (1.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	748 sqft
Porch	Slab
Porch Area	128 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045607
Street Address	3115 ADAMS DR
City	HAMPSTEAD
State	MD
Zip	21074-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 18 - 1.238 ACS 3115 ADAMS DR 30-160 ADAMS CHANCE SEC 3
Legal Subdivision	ADAMS CHANCE SEC 03
Legal Lot Number	18
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2007
Census Tract	508200

Owner

3115 Adams Dr is owned and occupied by two individuals who bought it in September 2011.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3115 ADAMS DR, HAMPSTEAD, MD 21074-1859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2011 · Amount on File
Deed Sale	Sep 30, 2011 · Amount on File
Prior Sale	Jun 3, 1992 · Amount on File
Deed Book / Page	6669 / 487
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3115 ADAMS DR, HAMPSTEAD, MD 21074-1859
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109630207
Date	Jan 12, 2023
Book Page	10963/207

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3115 ADAMS DR, HAMPSTEAD, MD 21074-1859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095360087
Date	Jan 13, 2020
Book Page	9536/0087

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3115 Adams Dr was $4,679, up 5.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,679.00 (+5.48%)	$412,433	$455,700 Land $202,300 Building $253,400
2025	$4,436.00
2023	$4,044.00	$357,933	$390,800 Land $147,300 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3115 Adams Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3115 Adams Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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