3115 Able Pl, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 3115 Able Pl, Chesterfield, VA 23832

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,860 sqft · built 1981
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on Record
Last Sale$189,900 (Apr 2018)
Tax Bill$2,540 (2026)
Deeds & MortgagesDec 2022 Second Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04006040400B053

Property Details

APN / Parcel Number

Primary APN04006040400B053
Alternative APNs
  • 765-69-48-40-600-000
  • 395779001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,860 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)

Exterior Amenities

PorchPatio
Porch Area120 sqft
Deck Area100 sqft
Patio Area100 sqft
Balcony Area132 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number395779001
Street Address3115 ABLE PL
CityCHESTERFIELD
StateVA
Zip23832-8406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionHOLLY RIDGE L 53 BK B SEC 4
Legal SubdivisionHOLLY RIDGE
Legal BlockB
Legal Lot Number53
JurisdictionCHESTERFIELD VA
Township / Civil DivisionDALE
Census Block Group3
Census Block3000
Census Tract100206

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3115 ABLE PL, CHESTERFIELD, VA 23832-8406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 26, 2018Warranty Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2018 · Amount on Record
Deed SaleApr 26, 2018 · Amount on Record
Prior SaleJun 6, 2014 · Amount on Record
Deed Document Number201814790
Deed Book / Page11960 / 914
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3115 ABLE PL, CHESTERFIELD, VA 23832-8406
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014155-715
DateDec 12, 2022
Book Page14155/715
Instrument2022050041
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term305 Months
DueMay 1, 2048
Interest
Rate TypeFixed Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateApr 26, 2018
Property Address3115 ABLE PL, CHESTERFIELD, VA 23832-8406
Document Number11960914
Book / Page011960 / 000914
Instrument DateApr 23, 2018
Instrument14790
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 ABLE PL CHESTERFIELD VA 238328406, CHESTERFIELD, VA 23832-8406

Mortgage

Document Number11960918
DateApr 26, 2018
Book Page011960/000918
Instrument14791
Lender
NameSTEARNS LNDG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,540.00 (+15.3%)$282,600 (+1.33%) Land $61,000 Building $221,600$282,600 (+1.33%) Land $61,000 Building $221,600
2025$278,900 (+16.5%) Land $58,000 Building $220,900$278,900 (+16.5%) Land $58,000 Building $220,900
2023$2,203.00$239,400 Land $51,000 Building $188,400$239,400 Land $51,000 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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