3115 23rd St, Rockford, IL 61109 Property Records

Winnebago County property record for 3115 23rd St, Rockford, IL 61109

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,016 sqft · built 1952
Lot Size0.262 acres (11,424 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Jul 2020)
Tax Bill$2,559 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN258C024

Property Details

APN / Parcel Number

Primary APN258C024
Alternative APN
  • 1606303019

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Finished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,424 sqft (0.262 acres)
Garage Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3115 23RD ST
CityROCKFORD
StateIL
Zip61109-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLINDBERG PK SUB OF PT SW 1/4 SEC 6 T 43 N R 2 E 3RD PM S1/2 LOT 71 + ALL LOT72
Legal SubdivisionLINDBERG PK SUB
Legal Lot Number71,72
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group1
Census Block1023
Census Tract3708

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3115 23RD ST, ROCKFORD, IL 61109-1429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2020 · Amount on Record
Deed SaleJul 10, 2020 · Amount on Record
Prior SaleDec 18, 2009 · Amount on Record
Deed Document Number202018718
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 10, 2020
Property Address3115 23RD ST, ROCKFORD, IL 61109-1429
Document Number0001018718
Instrument DateJul 6, 2020
Instrument1018718
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$108.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 23RD ST ROCKFORD IL 611091429, ROCKFORD, IL 61109-1429

Mortgage

Document Number1018719
DateJul 10, 2020
Instrument1018719
Lender
NameFIRST NAT'L BK
TypeBank
AddressBELOIT, WI 53511
Agreement
AmountAmount Recorded
Term360 Months
DueJul 9, 2050

Mortgage

Document Number1018720,
DateJul 10, 2020
Instrument1018720
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,559.00$34,652 (+28.69%) Land $6,985 Building $27,667$103,956 (+28.69%) Land $20,955 Building $83,001
2022Homeowner's exemption$26,926 Land $5,352 Building $21,574$80,778 Land $16,056 Building $64,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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