3115 22nd St S, Fargo, ND 58103 Property Records

Cass County property record for 3115 22nd St S, Fargo, ND 58103

Property Summary

Property Type	Townhouse
Details	744 sqft · built 1980
Lot Size	0.067 acres (2,923 sqft)
Owner	Individual Name on File
Last Sale	$141,900 (Jun 2023)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-1405-00940-000`

Property Details

APN / Parcel Number

Primary APN	`01-1405-00940-000`

Interior

Building Area	744 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Lot Area	2,923 sqft (0.067 acres)
Lot Dimensions	121 ft deep x 22 ft wide

Location & Zoning

Street Address	3115 22ND ST S
City	FARGO
State	ND
Zip	58103-5832
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR2
Legal Description	LOT: 2 BLOCK: M ADDITION: IJM ADDITIONAL: IJM LOT 2 BLK M
Legal Subdivision	I J M
Legal Block	M
Legal Lot Number	2
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2007
Census Tract	1003

Owner

3115 22nd St S, a townhouse, is owned and occupied by an individual who bought it in June 2023.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3115 22ND ST S, FARGO, ND 58103-5832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage IMAGINE HOME LENDING LLC
Mar 29, 2021	Personal Representative Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Mar 29, 2021 · Amount on File
Deed Document Number	20231691273
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3115 22ND ST S, FARGO, ND 58103-5832
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 22ND ST S, FARGO, ND 58103-5832

Mortgage

Document Number	0001682377
Date	Dec 29, 2022
Instrument	1682377

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Apr 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 16, 2023
Property Address	3115 22ND ST S, FARGO, ND 58103-5832
Document Number	0001691273
Instrument Date	Jun 16, 2023
Instrument	1691273
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 22ND ST S, FARGO, ND 58103-5832

Mortgage

Document Number	0001691274
Date	Jun 16, 2023
Instrument	1691274

Lender

Name	IMAGINE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CASS ND
Recording Date	Mar 29, 2021
Property Address	3115 22ND ST S, FARGO, ND 58103-5832
Document Number	0001626975
Instrument Date	Mar 26, 2021
Instrument	1626975
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	ON POINT TITLE SERVICES LLC, ONPOINT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 22ND ST S, FARGO, ND 58103-5832

Mortgage

Document Number	0001626976
Date	Mar 29, 2021
Instrument	1626976

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3115 22nd St S was $2,263.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00	$80,250 Land $10,800 Building $69,450	$160,500 Land $21,600 Building $138,900
2023	$2,071.00 (-27.18%)	$76,450 (+7%) Land $10,800 Building $65,650	$152,900 (+7%) Land $21,600 Building $131,300
2022	$2,844.00	$71,450 Land $10,800 Building $60,650	$142,900 Land $21,600 Building $121,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3115 22nd St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3115 22nd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

Nearby Properties on 22nd St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures