31141 Saddleback Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 31141 Saddleback Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 837 sqft · built 1998
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Last Sale	$885,000 (Mar 2026)
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Jun 2025 Second Mortgage Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`133-312-66-00`

Property Details

APN / Parcel Number

Primary APN	`133-312-66-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	837 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	109,336 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31141 SADDLEBACK RD
City	VALLEY CENTER
State	CA
Zip	92082-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM16728
Legal Subdivision	P16728
Legal Tract	1016728
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	1
Census Block	1016
Census Tract	19110

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME MORTGAGE ALLIANCE CORP
Mar 13, 2026	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 13, 2026	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 13, 2026	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 13, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Aug 3, 2001 · Amount on Record
Deed Document Number	202670203
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	0000170752
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854

Mortgage

Document Number	0000146847
Date	Jun 3, 2025
Instrument	2025-0146847

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2026
Property Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854
Document Number	0000070200
Map Reference	FILE 1991-672368
Instrument Date	Jan 27, 2026
Instrument	2026-0070200
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2026
Property Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854
Document Number	0000070201
Map Reference	FILE 1991-672368
Instrument Date	Jan 27, 2026
Instrument	2026-0070201
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2026
Property Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854
Document Number	0000070202
Map Reference	FILE 1991-672368
Instrument Date	Jan 16, 2026
Instrument	2026-0070202
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 110, CHATHAM, VA 24531-0110

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2026
Property Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854
Document Number	0000070203
Map Reference	FILE 1991-672368
Instrument Date	Jan 14, 2026
Instrument	2026-0070203
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854

Mortgage

Document Number	0000070204
Date	Mar 13, 2026
Instrument	2026-0070204

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2022
Property Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854
Document Number	0000170752
Map Reference	FILE 1991-672368
Instrument Date	Apr 13, 2022
Instrument	2022-0170752
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31141 SADDLEBACK RD, VALLEY CENTER, CA 92082-3854

Mortgage

Document Number	0000170753
Date	Apr 19, 2022
Instrument	2022-0170753

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,413 (+2%) Land $165,740 Building $239,673
2025	$4,634.00 (+2.25%)	$397,465 (+4.04%) Land $162,491 Building $234,974
2024	$4,532.00 (+2.35%)
2023	$4,428.00 (+3.6%)	$382,032 Land $156,182 Building $225,850
2022	$4,274.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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