Spokane County property record for 3114 W 20th Ave, Spokane, WA 99224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,476 sqft · built 1979 |
| Lot Size | 0.31 acres (13,496 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Aug 2025) |
| Tax Bill | $4,701 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25261.3707 |
| Primary APN | 25261.3707 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 3,048 sqft |
| 1st Floor Area | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Frame Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,496 sqft (0.31 acres) |
| Lot Dimensions | 134 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3114 W 20TH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99224-4728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | THE HIGHLANDS ADD L7 B1 |
| Legal Range | 42E |
| Legal Township | 25N |
| Legal Section | 26 |
| Legal Subdivision | THE HIGHLANDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 13600 |
Source: Spokane County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3114 W 20TH AVE, SPOKANE, WA 99224-4728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 4, 2022 | Warranty Deed, Transfer · VA Mortgage GUARDIAN MORTGAGE CO INC |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on Record |
| Deed Sale | Aug 4, 2025 · Amount on Record |
| Prior Sale | Jan 4, 2022 · Amount on Record |
| Deed Document Number | 20257432450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 4, 2022 |
| Property Address | 3114 W 20TH AVE, SPOKANE, WA 99224-4728 |
| Document Number | 0007167959 |
| Map Reference | VOL 8 PG 1 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 7167959 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,885.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3114 W 20TH AVE, SPOKANE, WA 99224-4728 |
| Document Number | 0007167960 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 7167960 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 22, 2020 |
| Property Address | 3114 W 20TH AVE, SPOKANE, WA 99224-4728 |
| Document Number | 0006985108 |
| Map Reference | VOL 8 PG 1 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 6985108 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | VISTA TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,605.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7916 N PANORAMA DR, SPOKANE, WA 99208-8869 |
| Document Number | 0006985109 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 6985109 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,701.00 (+7.92%) | $437,200 (-4.6%) Land $105,000 Building $332,200 | $437,200 (-4.6%) Land $105,000 Building $332,200 |
| 2025 | $4,356.00 (-1.2%) | $458,300 (+1.62%) Land $100,000 Building $358,300 | $458,300 (+1.62%) Land $100,000 Building $358,300 |
| 2024 | $451,000 (+30.54%) Land $70,000 Building $381,000 | $451,000 (+30.54%) Land $70,000 Building $381,000 | |
| 2023 | $4,409.00 (+8.52%) | $345,500 Land $42,500 Building $303,000 | $345,500 Land $42,500 Building $303,000 |
| 2022 | $4,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 65% of Washington |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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