3114 Theodore St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3114 Theodore St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,568 sqft · built 2012
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Aug 2020)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065-3-074-00-0`

Property Details

APN / Parcel Number

Primary APN	`065-3-074-00-0`
Alternative APNs	`41523` `86711`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,568 sqft Gross Area
1st Floor Area	1,186 sqft
2nd Floor Area	1,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 58 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	86711
Street Address	3114 THEODORE ST
City	AUGUSTA
State	GA
Zip	30909-0672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WILLHAVEN LOT 290 SEC 2 PH 3
Legal Subdivision	WILLHAVEN
Legal Phase	3
Legal Lot Number	290
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2005
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3114 THEODORE ST, AUGUSTA, GA 30909-0672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 25, 2020	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Apr 26, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	2020-004381
Deed Book / Page	1739 / 1034
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Recording Date	May 26, 2026
Property Address	3114 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	2015002291
Book / Page	2015 / 2291
Instrument Date	May 5, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 THEODORE ST, AUGUSTA, GA 30909-0672

Mortgage

Document Number	2015002291,
Date	May 26, 2026
Book Page	2015/2291

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	May 1, 2050

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Aug 25, 2020
Property Address	3114 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	0017391034
Book / Page	001739 / 001034
Instrument Date	Jul 30, 2020
Instrument	22535
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3114 THEODORE ST AUGUSTA GA 309090672, AUGUSTA, GA 30909-0672

Mortgage

Document Number	17391036
Date	Aug 25, 2020
Book Page	001739/001036
Instrument	22536

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Apr 26, 2017
Property Address	3114 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	0015760707
Book / Page	001576 / 000707
Instrument Date	Mar 27, 2017
Instrument	19682
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 THEODORE ST AUGUSTA GA 309090672, AUGUSTA, GA 30909-0672

Mortgage

Document Number	15760708
Date	Apr 26, 2017
Book Page	001576/000708
Instrument	19684

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (+20.61%)	$126,252 (+13.41%) Land $15,600 Building $110,652	$315,630 (+13.41%) Land $39,000 Building $276,630
2023	$3,202.00 (-4.33%)	$111,328 (+5.6%) Land $15,600 Building $95,728	$278,320 (+5.6%) Land $39,000 Building $239,320
2022	$3,347.00	$105,422 Land $15,600 Building $89,822	$263,554 Land $39,000 Building $224,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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