Stephens County property record for 3114 Springdale Ln, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,658 sqft · built 1988 |
| Lot Size | 0.378 acres (16,471 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Mar 2023) |
| Tax Bill | $3,113 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Line of Credit Jul 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20838 |
| Primary APN | 20838 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,658 sqft Living Area |
| Gross Area | 4,133 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Clay Tile |
| Lot Area | 16,471 sqft (0.378 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 30 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20838 |
|---|---|
| Street Address | 3114 SPRINGDALE LN |
| City | DUNCAN |
| State | OK |
| Zip | 73533-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 2 LOT 22 STAGESTAND #3 |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 19 |
| Legal Subdivision | STAGESTAND SECTION 3 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 101 |
3114 Springdale Ln is owned and occupied by an individual who bought it in March 2023.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3114 SPRINGDALE LN, DUNCAN, OK 73533-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Warranty Deed, Transfer · Line of Credit ARVEST BANK |
| Jul 12, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 3, 2019 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC |
| Jul 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on File |
| Deed Sale | Mar 22, 2023 · Amount on File |
| Prior Sale | Oct 21, 2003 · Amount on File |
| Deed Document Number | 20232692 |
| Deed Book / Page | 6315 / 78 |
| Prior Transfer Date | Jul 23, 2021 |
| Prior Transfer Doc | 006015/257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Mar 22, 2023 |
| Property Address | 3114 SPRINGDALE LN, DUNCAN, OK 73533-1043 |
| Document Number | 0006315/78 |
| Book / Page | 6315 / 78 |
| Instrument Date | Mar 21, 2023 |
| Instrument | I-2023-002692 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3114 SPRINGDALE LN, DUNCAN, OK 73533-1043 |
| Document Number | I2023002693 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | I-2023-002693 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 21, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 3114 SPRINGDALE LN, DUNCAN, OK 73533-1043 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 005514/159 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 5514/159 |
| Instrument | 2018-007250 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 3114 SPRINGDALE LN, DUNCAN, OK 73533-1043 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 005651/054 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 5651/054 |
| Instrument | 2019-004337 |
| Name | ACCELERATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 3114 SPRINGDALE LN, DUNCAN, OK 73533-1043 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 006015/260 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 6015/260 |
| Instrument | 2021-007135 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Jul 30, 2021 |
| Property Address | 3114 SPRINGDALE LN, DUNCAN, OK 73533-1043 |
| Document Number | 006015/257 |
| Book / Page | 6015 / 257 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021-007134 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3114 Springdale Ln was $3,113 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,847 (-0.12%) Land $2,500 Building $35,347 | $344,071 (-0.12%) Land $22,730 Building $321,341 | |
| 2025 | $3,113.00 Homeowner's exemption | $37,894 (-12.63%) Land $2,500 Building $35,394 | $344,496 (-12.63%) Land $22,730 Building $321,766 |
| 2024 | $3,113.00 (+15.72%) Homeowner's exemption | $43,373 (+27.19%) Land $2,500 Building $40,873 | $394,306 (+27.19%) Land $22,730 Building $371,576 |
| 2023 | $2,690.00 | $34,101 Land $2,500 Building $31,601 | $310,014 Land $22,730 Building $287,284 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3114 Springdale Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2007–2016) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3114 Springdale Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 74% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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