Buchanan County property record for 3114 S 16th St, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 2,380 sqft · built 1980 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Apr 2022 Sale |
| APN | 06-5.0-21-003-002-084.000 |
| Primary APN | 06-5.0-21-003-002-084.000 |
|---|
| Building Area | 2,380 sqft Base Area |
|---|---|
| 1st Floor Area | 2,380 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 94.9 ft deep x 175 ft wide |
| Street Address | 3114 S 16TH ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:CARDER'S ADDITION LOT:10 BLK:2LGL DESC:E 1/2 LOT 10 |
| Legal Subdivision | CARDERS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2100 |
3114 S 16th St is owned and occupied by an individual who acquired it in April 2022.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3114 S 16TH ST, SAINT JOSEPH, MO 64503-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Apr 11, 2022 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2012 |
| Deed Sale | Jan 17, 2012 |
| Prior Sale | Jan 17, 2012 |
| Deed Document Number | 2012527 |
| Deed Book / Page | 3311 / 176 |
| Last Transfer Date | Apr 6, 2022 |
| Transfer Doc | 003774/762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3114 S 16TH ST, SAINT JOSEPH, MO 64503-3420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE SHORT TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 003739/474 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 3739/474 |
| Instrument | 2019005899 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 11, 2022 |
| Property Address | 3114 S 16TH ST, SAINT JOSEPH, MO 64503-3420 |
| Document Number | 003774/762 |
| Book / Page | 3774 / 762 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022003353 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3114 S 16TH ST, SAINT JOSEPH, MO 64503-3420 |
The 2025 property tax bill for 3114 S 16th St was $1,144.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 | $16,760 Land $2,280 Building $14,480 | $88,210 Land $12,000 Building $76,210 |
| 2024 | $1,144.00 (+10.85%) | ||
| 2023 | $1,032.00 (-0.67%) | $15,750 (-) Land $2,280 Building $13,470 | $82,870 Land $12,000 Building $70,870 |
| 2022 | $1,039.00 | $15,750 Land $2,280 Building $13,470 | |
| 2021 | $82,870 Land $12,000 Building $70,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3114 S 16th St; there have been 7 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1981–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3114 S 16th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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