3114 Ridgeline Pl, Escondido, CA 92027 Property Records

San Diego County property record for 3114 Ridgeline Pl, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,974 sqft · built 2003
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Individual Names on File
Last Sale	$1,305,000 (Jun 2024)
Tax Bill	$16,261 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-480-08-00`

Property Details

APN / Parcel Number

Primary APN	`240-480-08-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,974 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	17,598 sqft (0.404 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3114 RIDGELINE PL
City	ESCONDIDO
State	CA
Zip	92027-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 182 TR 013901
Legal Subdivision	ESCONDIDO 795 UN # 5
Legal Tract	013901
Legal Block	2
Legal Lot Number	182
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20712

Owner

3114 Ridgeline Pl is owned and occupied by two individuals who bought it in June 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3114 RIDGELINE PL, ESCONDIDO, CA 92027-5110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CALIFORNIA
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Document Number	2024139356
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	0000519375
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3114 RIDGELINE PL, ESCONDIDO, CA 92027-5110
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 RIDGELINE PL, ESCONDIDO, CA 92027-5110
Investor	Possibly a Property Investor

Mortgage

Document Number	0000517625
Date	Jul 20, 2021
Instrument	2021-0517625

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2021
Property Address	3114 RIDGELINE PL, ESCONDIDO, CA 92027-5110
Document Number	0000519375
Map Reference	FILE 13901
Instrument Date	Jul 14, 2021
Instrument	2021-0519375
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3114 RIDGELINE PL, ESCONDIDO, CA 92027-5110
Investor	Possibly a Property Investor

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2021
Property Address	3114 RIDGELINE PL, ESCONDIDO, CA 92027-5110
Document Number	0000499204
Instrument Date	Sep 4, 2020
Instrument	2021-0499204
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3114 RIDGELINE PL, ESCONDIDO, CA 92027-5110
Investor	Possibly a Property Investor

Mortgage

Document Number	0000499205
Date	Jul 13, 2021
Instrument	2021-0499205

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3114 Ridgeline Pl was $16,261.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,357,722 (+2%) Land $624,240 Building $733,482
2025	$16,261.00	$1,331,100 Land $612,000 Building $719,100
2023	$13,250.00 (+0.79%)	$1,071,000 Land $357,000 Building $714,000
2022	$13,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3114 Ridgeline Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3114 Ridgeline Pl is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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