3114 Overo Cir, Benton, AR 72015 Property Records

Saline County property record for 3114 Overo Cir, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,277 sqft · built 2009
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (Jun 2026)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-29887-031`

Property Details

APN / Parcel Number

Primary APN	`800-29887-031`
Alternative APN	`88004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,277 sqft Living Area
Gross Area	2,753 sqft
1st Floor Area	2,277 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	135 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	476 sqft
Driveway	Concrete Driveway
Driveway Area	740 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	251 sqft
Patio Area	168 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3114 OVERO CIR
City	BENTON
State	AR
Zip	72015-5083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2019-019868
Legal Range	14W
Legal Township	01S
Legal Section	31
Legal Subdivision	HICKORY HEIGHTS PH 1
Legal Lot Number	31
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	2
Census Block	2006
Census Tract	10104

Owner

Source: Saline County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3114 OVERO CIR, BENTON, AR 72015-5083
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage BEAZER MORTGAGE CORPORATION
Oct 11, 2019	Deed, Transfer · Stand-Alone Second Mortgage THE MALVERN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	202612070
Deed Book / Page	2026 / 12070
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	0000008410
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3114 OVERO CIR, BENTON, AR 72015-5083
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 OVERO CIR, BENTON, AR 72015-5083

Mortgage

Document Number	0000016202
Date	Sep 11, 2024
Instrument	2024-016202

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	3 WORLD TRADE CTR, NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jun 5, 2026
Property Address	3114 OVERO CIR, BENTON, AR 72015-5083
Document Number	0000012070
Book / Page	2026 / 12070
Instrument Date	Jun 4, 2026
Instrument	202612070
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE OF ARK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124,987.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3114 OVERO CIR, BENTON, AR 72015-5083

Mortgage

Document Number	0000012071,
Date	Jun 5, 2026
Instrument	202612071

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SALINE AR
Recording Date	Oct 11, 2019
Property Address	3114 OVERO CIR, BENTON, AR 72015-5083
Document Number	0000019868
Instrument Date	Aug 23, 2019
Instrument	2019-019868
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	STEWART TITLE OF AR LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3114 OVERO CIR, 3114, BENTON, AR 72015-5083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 OVERO CIR, BENTON, AR 72015-5083

Mortgage

Document Number	0000019869
Date	Oct 11, 2019
Instrument	2019-019869

Lender

Name	THE MALVERN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2024

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,246.00 (+0.28%) Homeowner's exemption	$61,868 (-) Land $10,600 Building $51,268	$309,340 (-) Land $53,000 Building $256,340
2024	$3,237.00 (+2.08%)
2023	$3,171.00 Homeowner's exemption	$61,868 Land $10,600 Building $51,268	$309,340 Land $53,000 Building $256,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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