Tipton County property record for 3114 Oil Mill Rd, Covington, TN 38019 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 3,243 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | Finished, 444 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2021) |
| Tax Bill | $1,397.00 (2025) |
Source: Tipton County records · APN 084024 00800
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3114 OIL MILL RD, COVINGTON, TN 38019-4776 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 09, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MORTGAGE SERVICE CO |
| Dec 08, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PATRIOT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2021 · Amount on Record |
| Deed Sale | Aug 09, 2021 · Amount on Record |
| Prior Sale | Jun 05, 2000 |
| Deed Doc Number | 2021247951 |
| Deed Book / Page | 1915 / 681 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 3114 OIL MILL RD, COVINGTON, TN 38019-4776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3114 OIL MILL RD, COVINGTON, TN 38019-4776 |
| Document Number | 0001963911 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 1963/911 |
| Instrument | 257979 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Aug 09, 2021 |
| Property Address | 3114 OIL MILL RD, COVINGTON, TN 38019-4776 |
| Document Number | 1915681 |
| Book / Page | 1915 / 681 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 247951 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CLOSETRAK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,073.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 OAKWOOD DR, BURLISON, TN 38015-6397 |
| Document Number | 247952 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 247952 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 3114 OIL MILL RD, COVINGTON, TN 38019-4776 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 157 LIPSCOMB RD, HENNING, TN 38041-7524 |
| Document Number | 1874293 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 1874/293 |
| Instrument | 239598 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, TN 38019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 10, 2021 |
Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,397.00 (+6.97%) | $91,775 (-) Land $5,275 Building $86,500 | |
| 2023 | $91,775 Land $5,275 Building $86,500 | ||
| 2022 | $1,306.00 | ||
| 2020 | $367,100 Land $21,100 Building $346,000 |
Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 084024 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 3,243 sqft Living Area |
| 1st Floor | 2,151 sqft 1st Floor |
| Upper Floors | 500 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 444 sqft Garage |
| Porch Area | 456 sqft Porch |
| Utility Building | 192 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 3114 OIL MILL RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-4776 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C61 |
| Jurisdiction | TIPTON TN |
| Minor Civil Division | 1 |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 40602 |
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