3114 Golf Ter, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3114 Golf Ter, Saint Cloud, MN 56301

Property Summary

Property Type	Other Improved
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2021)
Tax Bill	$2,766 (2026)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46279-0112`

Property Details

APN / Parcel Number

Primary APN	`82-46279-0112`

Exterior

Lot Area	14,810 sqft (0.34 acres)
Lot Width	81 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3114 GOLF TER
City	SAINT CLOUD
State	MN
Zip	56301-9637
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R1
Legal Description	LOT 013 BLK 001 COUNTRY CLUB ESTATES TWO SECTION 25 TOWNSHIP 124 RANGE 028 SECTION 25 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	25
Legal Subdivision	COUNTRY CLUB ESTATES TWO
Legal Block	1
Legal Lot Number	13
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	304

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3114 GOLF TER, SAINT CLOUD, MN 56301-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	20211596864
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 16, 2021
Property Address	3114 GOLF TER, SAINT CLOUD, MN 56301-9637
Document Number	00A1596864
Instrument Date	Mar 12, 2021
Instrument	A1596864
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2634 ISLAND VIEW DR, SAINT CLOUD, MN 56301-5921
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,766.00 (+38.44%)	$514,900 (+5.92%) Land $75,000 Building $439,900	$514,900 (+5.92%) Land $75,000 Building $439,900
2025		$486,100 (+4.2%) Land $75,000 Building $411,100	$486,100 (+4.2%) Land $75,000 Building $411,100
2023	$1,998.00	$466,500 Land $75,000 Building $391,500	$466,500 Land $75,000 Building $391,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20