3114 Enoch Ave, Zion, IL 60099 Property Records

Lake County property record for 3114 Enoch Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,525 sqft · built 1906
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2026)
Tax Bill	$6,809 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-216-017`

Property Details

APN / Parcel Number

Primary APN	`04-28-216-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,525 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	889 sqft
2nd Floor Area	636 sqft
Upper Floors Area	636 sqft
Basement Area	889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	173 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	84 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3114 ENOCH AVE
City	ZION
State	IL
Zip	60099-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.28 LOT 17 BLOCK 33
Legal Subdivision	ZION CITY SEC.28
Legal Block	33
Legal Lot Number	17
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2013
Census Tract	860500

Owner

3114 Enoch Ave is owned and occupied by an individual who bought it in June 2026.

Source: Lake County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3114 ENOCH AVE, ZION, IL 60099-3238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Nov 18, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jul 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage BECKY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Nov 18, 2022 · Amount on File
Deed Document Number	20268175677
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	0006839759
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 15, 2026
Property Address	3114 ENOCH AVE, ZION, IL 60099-3238
Document Number	0008175677
Instrument Date	Jun 15, 2026
Instrument	20268175677
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 ENOCH AVE, ZION, IL 60099-3238

Mortgage

Document Number	0008175678,
Date	Jun 15, 2026
Instrument	20268175678

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.13%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 18, 2022
Property Address	3114 ENOCH AVE, ZION, IL 60099-3238
Document Number	0007945292
Instrument Date	Oct 20, 2022
Instrument	7945292
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3114 ENOCH AVE, ZION, IL 60099-3238

Mortgage

Document Number	0007945295
Date	Nov 18, 2022
Instrument	7945295

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Jul 7, 2020
Property Address	3114 ENOCH AVE, ZION, IL 60099-3238
Document Number	0007671064
Instrument Date	Jul 6, 2020
Instrument	7671064
Transaction Type	Construction Loan
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3114 ENOCH AVE ZION IL 600993238, ZION, IL 60099-3238

Mortgage

Document Number	0007671064
Date	Jul 7, 2020
Instrument	7671064

Lender

Name	BECKY TRUST (PT)
Address	109 SYMONDS DR # 382, HINSDALE, IL 60522-7328

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 6, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3114 Enoch Ave was $6,809, down 6.5% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,809.00 (-6.48%)	$64,989 (+13.25%) Land $9,400 Building $55,589	$194,987 (+13.25%) Land $28,203 Building $166,784
2024	$7,281.00 (+2.94%)	$57,385 (+12.16%) Land $8,300 Building $49,085	$172,172 (+12.16%) Land $24,902 Building $147,270
2023	$7,073.00 (+38.04%)	$51,163 (+27.04%) Land $7,400 Building $43,763	$153,504 (+27.04%) Land $22,202 Building $131,302
2022	$5,124.00	$40,272 Land $6,075 Building $34,197	$120,828 Land $18,227 Building $102,601

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3114 Enoch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3114 Enoch Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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